How to Apply to Huntington Credit Card

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The Huntington Credit Card is worth the application, especially with its late fee grace day! If you would like to apply for a Huntington Credit Card, go to the Huntington website and follow the steps below, using the screenshots as guidelines. Remember to always read the Terms and Conditions before signing up for anything.

In order to be eligible to apply for the Huntington Credit Card, every applicant needs to meet the following requirements as listed below:

Credit limits and the extension of them will be approved by Huntington .
All applicants must be 18 years old or over.
All applicants must have a Social Security Number.
Applicants have to be U.S. citizens.
Be in possession of a valid mailing address, as well as a valid phone number and email address.

In order to apply for a Huntington Credit Card, you will need to process an application. Your application should not take too long and the Huntington website makes this process very easy.

Follow the steps below in order to create and send through your application:

Step 1:

Go to the following website and click on the orange block that reads ‘Apply Now’ in the top right-hand corner of the page.

Step 2:

You should be taken to the following page. Once here, decide whether you would like to earn rewards or have a lower APR for purchases.

To choose to earn rewards, click on the orange button on the left of the page that reads ‘I Choose Rewards’ or to choose a lower APR for purchases, click on the orange button on the right of the page that reads ‘I Choose Lower Rates’.

Step 3:

Regardless of your choose, you will be taken to the page below.

Fill in all information required under each category: getting started, important information, account types, personal information and contact information, and then click the orange button in ‘contact information’ that reads ‘Continue’.

Q: What mobile application can be used for the Huntington Credit Card management?

There is the Huntington Mobile app, which allows the credit card owner easy management of his/her account from his/her phone. It includes options like viewing account balances and history, deposit checks, transfer funds, pay bills, locate office branches, find ATMs, and contact a representative. In order to be able to access some new features you will need to update the application. Some of the features are Huntington quick balance, touch id where by touching the home button you get access to your account since it verifies your fingerprint. You can also transfer money and pay bills as with any other application related to credit cards.

Q: What is the difference between the Cash Advance APR and a Purchase APR?

Cash advance APR is an annual transaction fee for credit card cash advances and it is often higher than for credit card purchases. A cash advance APR may be as high as 25 percent. On the other hand, the purchase APR is the annual interest rate charged on the outstanding balance for any purchases made with the card in case the total balance is not paid in full each month. When everything is paid in full each month, then there is no purchase APR.