How to Apply to Lowe’s Consumer Credit Card

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Many customers apply for a Lowe’s Customer Credit Card simply to receive the 5% discount off of all items. If you are a regular customer at Lowe’s, there is no excuse for not having this card and the application process is so easy and efficient online! Just make sure that you fit all the requirements before applying.

You may apply for this credit card if:

You are 18 years old or older.
You have a valid email, mailing address and cell phone number.
You withhold a Social Security Number.
You will only be using the account for lawful personal, family or household purposes.
You are a resident of the United States of America.
You have a valid government-issued photo ID, like your Driver’s Licence.

Go to the following website in order to apply for a Lowe’s Customer Credit Card.

Step 1:

Once you arrive at this page, click on the blue button that reads ‘Apply Now’.

Step 2:

You should be taken to the page below. Choose which credit card design you would like by clicking on the small grey circle underneath the picture of your card of preference.

Step 3:

Fill in all of your information in the blocks provided.

Making sure to read thoroughly through the Terms and Conditions and then clicking the blue button at the bottom of the page that reads ‘Accept and Submit’ to register your online account.

Q: What does Project Financing include?

One of the benefits of Lowe’s Consumer Credit Card owners is the Project Financing meaning that they can ask for 36 fixed monthly payments at 3.99% APR until paid in full, 60 fixed monthly payments at 5.99% APR until paid in full or 84 fixed monthly payments at 7.99% APR until paid in full if they are in need of certain amount of money. The offer is not automatic which means that it must be requested at time of in-store purchase or order of $2,000 or more made on your Lowe’s Credit Card. This advantage cannot be combined with any other promotional offers.

Q: What is a 6 Months Special Financing?

Special Financing is another advantage of Lowe’s Consumer Credit Card. If your purchase or order things using Lowe’s Consumer Credit card, you will pay no interest but only if you pay in full within six months. If you do not, interest will be assessed on the promotional purchase from the purchase date. This offer is only for purchase or order of $299 or more.

Q: What does 5% off everyday include?

This is everyday credit financing promotion which you will be asked to select. It is available only for Lowe’s Consumer Credit Card owners who will get 5% off their eligible purchase or order that is paid by the Lowe’s Credit Card. 5% discount cannot be used with the products and services like shipping, delivery or assembly charges, fees or taxes, gift cards, Dacor, ICON, Fisher & Paykel, Monogram to mention a few.