How to Apply to PC Richard & Son Credit Card

Card Info

Secure Login

Card Rating

Want to make a difference?

Rate this card now and let others know your thoughts.

Click here to leave a review

With its great interest policy and advance notices for special offers and discounts, the PC Richard & Son credit card is a good option for many customers. In case you are interested to apply for such a card, we are here to guide you through the process of filling in and submitting an online application.

Before starting an application for a PC Richard & Son Credit Card, you should make sure that you meet the following criteria of eligibility:

Be at least 18 years old or older
Be a legal resident of the United States of America
Have a valid Social Security Number, mailing and email address and phone number
Be willing to provide information regarding your earnings

If you are interested to apply for a PC Richard & Son Credit Card, we are here to guide you through the online application process. This process is relatively fast and easy and requires only a few simple steps:

Step 1: Navigate to the credit card’s homepage and click on the ‘Apply Now’ button in order to gain access to the online application form.

apply_1

Step 2: Read the Credit Card Account Conditions and click on the ‘I Understand & Agree’ button.

apply_2

Step 3: Before starting to fill in the application read carefully the credit card’s Terms and Conditions and introduce (if known) the initial purchase amount.

apply_3

Step 4: Introduce in the appropriate fields the following information: your first name, middle name (optional), last name, suffix (optional), mailing address, apartment (optional), zip code, primary phone number, type of phone, additional phone number and type of phone (optional), email address, social security number, date of birth, housing information (optional) and monthly net income from all sources.

Moreover, choose whether you will have or not a joint applicant.

apply_4

Step 5: Choose which stamen delivery option you prefer (electronic or paper).

apply_5

Step 6: Choose whether you would like to purchase the card security program and, finally, press ‘Continue’ in order to submit your application.

apply_6

Q: How can apply for PC Richard & Son Credit Card?

There are two options to apply for PC Richard & Son Credit Card in case you decide to obtain it. One of them is to find the PC Richard & Son store that is nearest to you. You can do that by using the company's online Store Locator. All you need to do is to click on the branch nearest you to find out the telephone number, hours of operation and directions to the store. When coming to the store, you need to have a valid picture identification and proof of monthly income with you, so as to be able to apply for the card. At the customer service counter, you will be provided with the necessary forms and process the application. Another way for applying for your PC Richard & Son credit card is online if you cannot find a branch that is near enough to you. You should visit the online application page and complete some basic information including your name and address, driver's license number, income and housing costs.

Q: What does the Prime Rate stand for?

The Prime Rate is the interest rate that is set to their most credit-worthy clients, based on the target level of the federal funds rate and it can be charged by the bank. Bank’s best clients are often huge corporations and the prime rate is used as an index in calculating rate changes to adjustable-rate mortgages and other variable rate short-term loans. The prime rate is reserved for only the most qualified customers and may not be available to individual borrowers, since they are specially designed for stable businesses.