How to Apply to Upromise Mastercard Credit Card

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With its various benefits, such as cash back rewards and signup bonuses, the Upromise Mastercard Credit Card is a perfect choice, particularly for young people wanting to save money for college. On this page, we will show you how to easily complete and submit an online application.

If you want to apply for an Upromise Mastercard Credit Card, make sure that you fulfill the following requirements:

Be at least 18 years old
Have a valid U.S. mailing address, as well as a valid phone number and email address
Have a valid Social Security Number
Accept to provide information regarding your current financial status

Should you decide to apply for an Upromise Mastercard Credit Card, you will need to follow the steps below in order to fill in and submit an online application form:

Step 1: Open the credit card’s homepage and click on the ‘Apply Now’ button in order to access the online application form.

Step 2: Provide some general information about yourself including the following: first name, middle initial (optional), last name, suffix (optional), permanent address, apartment/suite/building (optional), city, state, Zip code, Zip + 4 (optional), time at permanent address (years and months), and residence status (own, rent or other).

Step 3: Enter your employment and financial information, including your occupation and total annual income and choose whether you would like your credit card to be delivered to your house (for a $15 fee).

Step 4: Provide your contact information (primary phone, work phone (optional), email address and citizenship), as well as your security information (date of birth, social security number and mother’s maiden name).

Step 5: Choose whether you would like to receive electronic or paper bank statements and whether you want to transfer the balances from your other accounts to your new one.

Step 6: Read carefully the legal terms and conditions associated to this credit card and, if you agree with all of them, press the ‘Apply’ button in order to submit your application.

Q: Is it necessary to log in to Upromise so as to be able to start my online shopping?

In order to be able to take advantage of all the Upromise partners' offers and benefits, you will need to log into our online platform. Your purchases with the partners are possible to be recorded via your Upromise login information. That way, Upromise members can earn cash back for college. Once you log in, the online partners see that you started at Upromise.com, so they know that they should reward you with the cash back college earnings.

Q: I cannot access my account because I do not know my password. What will happen if I enter the wrong one too many times?

If you enter the wrong password too many times, your account will be locked. This might happen with the wrong security question answer as well. The wrong data is identified as an unauthorized attempt to enter the account and it is automatically locked. There is no need to worry. You can reset your account access online or you can visit any of the branches to ask for further help.

Q: Do only Upromise members earn cash back with Upromise Mastercard?

Yes. In order to get the Upromise Mastercard you must be registered as a member. That is the only way to receive all eligible cash back. If you are not already an Upromise member, you can easily join in and the application is completely free of charge.