Picture of the Westpac Low Rate Credit Card front

Westpac Low Rate Credit Card Reviews & Info

Login Secure Login Apply Application

Contact Information

  • Telephone: +61 2 9293 9270
  • E-Mail: online@westpac.com.au
  • Mailing Address: 275 Kent Street, Sydney NSW 2000

The Westpac Low Rate Credit Card offers its holders various signup bonuses including no interest for the first 55 days after account opening, 0% APR for 16 months on balance transfers, 1.00% purchases APR for up to 1 year from card approval and $0 annual fee in the first year for existing Westpac customers.

Card Information

Rewards

N/A

Early Spend Bonus

0% APR for 16 months on balance transfers.
1.00% purchases APR for up to 1 year from card approval.
$0 annual fee in the first year for existing Westpac customers.
Interest free for the first 55 days.

Annual Fee

$59

CreditSpot Icon CreditSpot's CardScore Submit Review
80

Pros and Cons

Pros

+ Low late payment fee
+ No interest at the beginning
+ Other signup bonuses

Cons

- Annual fee
- High cash advance APR
- No rewards after the first year

Permium Credit Card Offers

3 Reviews

Westpac Low Rate Credit Card Overall rating: ★★★★☆ 4 based on 3 reviews.
5 1

Perfect for me

★★★★★
This card is awesome, particularly in the first year with all the benefits available such as no interest and annual fee.
- Sheldon

quite good card

★★★★☆
I had many advantages since getting this credit card, I highly recommend it although it gets a bit expensive after the introductory period.
- Christine

Could be better

★★★☆☆
First year is awesome if you have this card, but afterwards it’s not so great anymore – annual fees, interest rates, no rewards…However, they still have a great customer service.
- Rylen
Show More Reviews
Arrow

Review Westpac Low Rate Credit Card

Name
Email
Review Title
Rating
Review Content

Compare Westpac Low Rate Credit Card

Recently Compared With (by users)

Picture of the AgFed Credit Union Platinum Visa Credit Card frontAgFed Credit Union Platinum Visa Credit Card Picture of the Citi Double Cash Credit Card frontCiti Double Cash Credit Card Picture of the Westpac Altitude Credit Card frontWestpac Altitude Credit Card Picture of the AARP Credit Card frontAARP Credit Card Picture of the Abercrombie and Fitch Credit Card frontAbercrombie and Fitch Credit Card Picture of the Associated Bank Visa Bonus Plus Rewards Credit Card frontAssociated Bank Visa Bonus Plus Rewards Credit Card Picture of the Starwood Preferred Amex Credit Card frontStarwood Preferred Amex Credit Card Picture of the Bank of Hawaii Visa Credit Card frontBank of Hawaii Visa Credit Card See All Comparisons >>

Compare. Quick. Efficient.

Filed Under

Similar Credit Cards