Abercrombie and Fitch Credit Card Reviews & Info

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Contact Information

Telephone: 1-800-695-9583
E-Mail: Go to https://www.abercrombie.com/webapp/wcs/stores/servlet/ContactUsView?catalogId=10901&langId=-1&pageName=contact-us&storeId=11203 and send a message.
Mailing Address: Comenity Bank PO Box 182273 Columbus, OH 43218-2273

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The Abercrombie and Fitch Credit Card comes with many in-store and out-of-store benefits. Receive 25% off your first purchase, cardholder specials, as well as a gift on your birthday every year. There are no annual fees and you will be screened before being given a set credit limit.

Rewards

Exclusive cardholder specials.
Discount on your birthday.
Minimum monthly payments.

Early Spend Bonus

25% off your first purchase after opening an account.

Annual Fee

$0

CreditSpot's CardScore Submit Review

53.3

Overall rating: ★★★☆☆ based on 3 reviews

Not that great

★★☆☆☆

“ The birthday discount is nice but there are no other rewards...”

- Katherine Senior

Terrible, not worth it!

★☆☆☆☆

“ This card is crap! It offers absolutely no rewards. Why bother getting it if you don’t get to earn rebates?”

- S. Johnson

Favorable Card with high interest rates

★★★★★

“ Abercrombie and Fitch are one of my favorite credit cards out there due to the rewards you can get both in and out of store. The first purchase earns you twenty-five percent off your first purchase as a card holder, plus they hold exclusive specials just for those who use their card. Each year on your birthday, you’ll be happy to know they give you a gift as well. One of the things I like about them is they’re not one of the many cards out there that charge a monthly fee. The spending limit you’ll be allowed is based on your credit score, so obviously the better the score, the bigger the spending limit. Now that you see why I like it, let’s talk about some of the downsides that make this card a little less favorable. One thing I’m not a huge fan of is the interest that comes with this card. Despite having good or bad credit, everyone is subject to a fee of at almost twenty-five percent. Also, there is a pretty steep thirty-five-dollar fee if you make a late payment. Overall, I do like this card, I like all the benefits that come with it, I just don’t feel the interest rates make it totally worth it. Another thing that deters me from this card is also the fact that unlike many other cards you’re not allowed to do cash advances either.”

- Mia

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