Picture of the Affinity Credit Union Student Choice Rewards MasterCard front

Affinity Credit Union Student Choice Rewards MasterCard Reviews & Info

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Contact Information

  • Telephone: 1.866.863.6237
  • E-Mail: Chat box available from the Affinity website
  • Mailing Address: CUETS Financial P.O. BOX 3030 Regina, SK

The Affinity Credit Union Student Choice Rewards MasterCard is issued by Affinity Credit Union and CUETS Canada. This card gives you the opportunity to start building a credit rating before you enter the workforce since it features a $0 annual fee, a maximum credit limit of $2000 and an interest rate of 19.49%.

Card Information

Rewards

Choice Rewards (Optional): Earn 1 point for every $1 spent and redeem for premium merchandise.
Cash Rewards, charitable giving and travel with no restrictions at 1% value (10,000 pts = $100 in travel rewards).

Signup Bonus

1,000 welcome bonus points

Annual Fee

None

Cash Advance APR

19.49%

Late Payment Fee

N/A

Purchases APR

19.49%

CreditSpot Icon CreditSpot's CardScore Submit Review
80

Pros and Cons

Pros

+ MasterTrip and MasterPurchase benefits
+ No annual fee
+ Optional Balance Protection Insurance

Cons

- CHOICE REWARDS optional for an extra $24
- High interest rates for Cash Advance APR
- High interest rates for Purchases APR

4 Reviews

Affinity Credit Union Student Choice Rewards MasterCard Overall rating: ★★★★☆ 4 based on 4 reviews
5 1

Love it

★★★★★
5 5 1
ā€œThis card is great for my needs as a student because it costs nothing and it has all the MasterCard features you can ask for. Love it!ā€

Terrible

★★☆☆☆
2 5 1
ā€œThe Affinity Student credit card is very bad. Iā€™m going to close the account.ā€

Nice one

★★★★☆
4 5 1
ā€œI personally like it. It is almost free, optional choice rewards programs which I activated for only $24 more and so many travel discounts. Good job Affinity Bank and CUETS Canada!ā€

the best

★★★★★
5 5 1
ā€œSuper amazing credit card! Many options and rewards and an outstanding online service for online banking!!!ā€
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