How to Apply to American Express Morgan Stanley Credit Card

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The Morgan Stanley Credit Card issued by the American Express Bank is only available to you if you have an eligible brokerage account. The application process requires a few minutes and can be done entirely online. Follow our guide below for full information on how to apply for this card.

Before starting an online application, make sure you meet these conditions of eligibility:

Have an eligible brokerage account at the American Express Bank
Be at least 18 years of age
Be a US citizen or a legal US resident
Have a valid social security number, mailing address, email address and phone number

Should you decide to get the Morgan Stanley Credit Card we are here to guide you through the necessary steps for filling in your online application.

Step 1: Navigate to the Morgan Stanley Credit Card’s application page and click on the ‘Apply Now’ button.

Step 2: Enter your personal information including: full name, name on card, email address, social security number, date of birth, mobile phone number, home address, total annual income and income source. Check the appropriate box to confirm you have an eligible Morgan Stanley brokerage account. Choose if you want to receive an additional card by checking the specific box and proceed by clicking ‘Continue.’

Step 3: After reading the terms and conditions relative to this card, click on the “Agree & Submit Application” button. You will be notified on the results of your application shortly after your submission.

Q: Can I get the American Express Morgan Stanley Credit Card if I do not have a brokerage account?

No, one of the conditions when applying for and getting the card is to have a brokerage account. Otherwise, you are not eligible to own the card.

Q: What happens if I have a problem with a bill from one of my service providers?

All the questions that you have in relation to the amount billed by a particular provider should be directed towards the provider itself. In case you have been billed by a provider that is not recognizable to you, then you should call the Customer Service number which is written on the back of your Card.

Q: What advantages do I get from online banking?

Besides being more secure and easier to be controlled, online banking is even more convenient, because you can finish all bank obligations via computer or smart phone without going to the bank at all. Once your bank account is linked to your online account, you can safely transfer money into your savings from your home.

Q: What does a one-time identification code stand for?

In case you try to log in on your online account from the unknown device, you will be asked to provide a one-time identification code in order to be sure that it is really you. These security measures are used by American Express Bank so as to protect your account. The one-time identification code is sent to you by email, text message, or phone call via the number which was provided by the right account holder.