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Amex Blue Cash Preferred Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-528-4800
  • E-Mail: Online chatting available after signing in.
  • Mailing Address: American Express P.O.Box 981540 El Paso, TX 79998-1540

The Amex Blue Cash Preferred Credit Card is issued by American Express and offers its holders a great cash back system (6% cash back on the first $6,000 spent on eligible purchases in an annual reward year at supermarkets from the U.S., 3% on eligible purchases at U.S. gas stations and selected department stores and 1% on all other eligible purchases) as well as amazing signup bonuses, including no interest in the first year.

Card Information

Rewards

6% cash back on the first $6,000 spent on eligible purchases in an annual reward year at supermarkets from the U.S.
3% cash back on eligible purchases at gas stations and selected department stores located in the U.S.
1% on all other eligible purchases.

Signup Bonus

$150 cash back after you spend $1,000 in purchases on your card in the first 3 months after opening your account.
0% intro APR on purchases and balance transfers for 12 months.

Annual Fee

$95

Cash Advance APR

25.74% variable according to Prime Rate

Late Payment Fee

Up to $38

Purchases APR

13.49% to 23.49%, based on your creditworthiness.

CreditSpot Icon CreditSpot's CardScore Submit Review
80

Pros and Cons

Pros

+ Cash back rewards
+ Signup bonuses
+ No introductory APR

Cons

- High annual fee
- High cash advance APR
- High late payment fee

Permium Credit Card Offers

6 Reviews

Amex Blue Cash Preferred Credit Card Overall rating: ★★★★☆ 4 based on 6 reviews
5 1

Worth it

★★★★★
5 5 1
Amex blue cash preferred credit card is not a bad choice overall. If you’re a person who spends a lot of time at the grocery store, then this might be the card for you. If your purchases are made at a qualifying store, then you could be expected to get six-percent back on the first six-thousand spent in the United States. You can still earn three-percent at certain other types of stores and anytime you purchase gas, as well as one-percent on all other purchases. As far as sign-on bonuses go, after getting this card, if you can spend at least a thousand dollars you can expect to get one-hundred and fifty-dollars back in the first three months and no interest for the first year. There is an annual fee of almost a hundred-dollars that is associated with this card and the usual fee that you’ll see with most cards which are almost forty-dollars. As far as interest goes, they do operate with a prime rate for both cash advances as well as the usual interest that will occur on a credit card. However, the interest rate for purchases made will also be dependent on what kind of credit score you currently have. If you don’t have good credit then this card is going to cost you a bit more, whereas if you have better credit then you might avoid paying too much.

best card from Amex

★★★★★
5 5 1
This card is amazing! So many benefits, great signup bonuses and a fantastic online system where I can easily manage my account.

good card but too expensive

★★★☆☆
3 5 1
This card has many benefits but the annual fee as well as the interest rates are too high…

A bit expensive but great

★★★★☆
4 5 1
It’s true that this card has quite a high annual fee, but in my opinion the benefits compensate this!

my favorite American Express card

★★★★★
5 5 1
I have no complaints regarding this card – great cash rewards system and signup bonuses at a reasonable price.

Amex has many other better options

★★☆☆☆
2 5 1
For me, this card is one of the worst from Amex – very expensive and not so many benefits.
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