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American Express® Gold Card Reviews & Info

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Contact Information

  • Telephone: 1-800-528-4800
  • E-Mail: Live chat available after signing in.
  • Mailing Address: American Express P.O.Box 981540 El Paso, TX 79998-1540

The American Express® Gold Card offers you a great point rewards system (1X for each dollar spent, 2X for flight and restaurant purchases) and a fantastic welcome bonus of 50,000 points provided you spend $4,000 in the first 3 months after opening your account.

Card Information


1X point for each dollar spent on eligible purchases and 1 extra additional point for flight tickets and restaurant purchases.
No interest charges if you pay your balance in full and no foreign transaction fees.

Early Spend Bonus

Earn 50,000 points after spending $4,000 on purchases in the first 3 months after opening the account.
$0 introductory fee for the first year.

Annual Fee


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Pros and Cons


+ No annual fee for the first year
+ Great rewards system
+ Online live chat support


- High annual fee after the first year
- Late payment fee is not cheap
- Amex has better credit cards

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6 Reviews

American Express® Gold Card Overall rating: ★★★★☆ 4.1 based on 6 reviews
5 1

Not my favorite Amex

This card is not bad but I think there are much better options from American Express available on the market.
- Isaac

A very good card

This card is one of my all time favorites. I enjoy travelling by plane as well as eating in restaurants and with this amazing card I can earn points whenever I do my favorite activities!
- Joanna


Once more, American Express shows their professionalism with this card. Get one, you’ll definitely not be disappointed!
- Adam

average card

I enjoy a lot American Express cards but this one is not so great as many others provided by this company.
- Lucy

nice rewards

A card with nice rewards, especially the introductory bonus. 25,000 points! Wow! However, it could be a bit better afterwards regarding the point rewards system…I don’t complain though
- Blake

Great Card, Decent Benefits

I really enjoy the Amex Credit card. There are some great benefits that come along with this card that make it much more desirable in comparison to some other cards I’ve used in the past. I enjoy the fact that the first year that the card holder has the Amex credit card there are no fees associated with it. You’re able to earn rewards for just using the card and of course if you have questions or need help, then you also have round the clock online chat support to help. The only downside I noticed when it comes to this card is the changes that occur after having it for a year. There is a pretty steep fee associated with this card if you make a late payment or for just being a card holder in general. There are a few different cards that Amex does offer and are a bit better than this one. If you’re okay with the fees and are sure to make a payment on time, then this could be the card for you. If you like Amex, but want something with better options then I highly suggest choosing either one of the other Amex cards that they have or just go with a different company in general. If you spend about a thousand dollars in the first few months of having this card they give you a pretty large sum of points, and offer single points on regular purchases with at least double points on flight purchases. That’s a pretty great rewards system if you ask me and easy to accumulate points to cash in for great rewards.
- Emma
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