Arvest Platinum Credit Card Reviews & Info

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Contact Information

Telephone: (866) 952-9523
E-Mail: Email contact form available from the arvest.com website.
Mailing Address: Arvest Bank PO Box 799 Lowell, AR 72745

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The Arvest Platinum Credit Card issued by the Arvest Bank is a low cost credit card. This card offers a generous credit line and has no annual fee. Plus it has a considerably low APR for purchases (4,9%-11,40%) and low late payment fees (up to $20).

Card Information

Rewards

Automatic enrollment in Arvest Flex Rewards program for new applicants.
1 point for every $1 you spend.

Signup Bonus

Up to $75 after spending $3,000 on eligible purchases within the first 3 months of account opening.

Annual Fee

None

Cash Advance APR

4.9% for 6 months, after that 10.9%

Late Payment Fee

$20

Purchases APR

4.9% introductory APR for 6 months. After that the APR will be 11.40% variable upon the Prime Rate.

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Pros and Cons

Pros

+ No annual fee

+ Point rewards for all purchases

+ Low Purchases APR for the first 6 months

Cons

- Limited rewards (1 point for each $1)

- Higher APR for purchases after the first 6 months

- Not very high signup bonus

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4 Reviews

Overall rating: ★★★★☆ based on 4 reviews

Not the best one

December 10, 2016

★★★☆☆

“This card offers some advantages like for example no annual fee and some rewards points but the online banking is very slow and the credit isn’t that great.”

- Miriam