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How to Apply to Barnes and Noble Credit Card

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With its point reward program and the possibility to get one year free membership provided you make sufficient purchases, the Barnes and Noble card is a great option to consider. On this page we will explain all the necessary steps you must follow in order to apply for this card.


If you are interested to apply for a Barnes and Noble credit card, make sure that you meet the following requirements:

  • You should be at least 18 years of age
  • You should have a valid residence and postal address, a valid phone number and a valid email address
  • You must have a valid social security number
  • You should be currently employed and must provide information regarding your job, such as your annual income, in the online application form

How to Apply

Step 1: In order to reach the application page, open first to the main page of the card and click on ‘Apply Now.’


Step 2: In the application page introduce general information about yourself (first and last name, permanent address, how long have you lived there and what type of residence it is) as well as details about your employment and financial situation (occupation, total annual income).

You can also choose whether you would like the card to be delivered to your house for $15.


Step 3: Introduce your contact information (primary phone and, optionally, work phone, email address, and whether you are a U.S. citizen or not), details regarding whether you would like to receive paperless statements, your Barnes and Noble member number (in case you have one), and whether you would like to transfer balances from other card(s) to your new account.


Step 4: Finally, read carefully the terms and conditions related to this credit card and, if you agree with all of them, click on the ‘Apply’ button.



Q: What are the disadvantages of Barnes and Noble Credit Card?

The Barnes and Noble credit card has disadvantages, meaning that the only thing can use it for is buying books. If you plan to use it for purchases other than books, than it is not a card for you. It has high interest fees and almost non-existent rewards points since they cannot be achieved in case you do not buy Barnes and Noble products.

Q: Can the rewards gift card be redeemed elsewhere?

No. The possibility of redeeming points exists only at Barnes & Noble locations, on BN.com and in stores that are part of the B&N family. Remember, this is the Barnes & Noble rewards credit card, so all the rewards you earn are for B&N purchases and for using at B&N stores.

Q: Who is Barnes and Noble Credit Card good for?

The card is great option only for those people who are huge fans of Barnes and Noble and who spend a lot of money in their stores. If you have frequent purchases there, the 5% discount will certainly be good for your wallet. However, if this is not the case, it is unlikely that this card will be worth having.

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