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- Mailing Address: Find BB&T’s closest location by introducing your Zip code on this page: https://www.bbt.com/contact-us/default.page
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The BB&T Spectrum Rewards Credit Card is issued by BB&T Bank and offers his holders great cash rewards (3% on eligible purchases in the first 90 days after opening an account and 1% thereafter) and generous signup bonuses including no interest in the first year after the account opening.
3% cash back for all qualified purchases within the first 90 days after opening an account and 1% cash back afterwards.
5% cash back anniversary bonus.
30% cash back bonus when spending $50,000 or more annually.
3% cash back for all qualified purchases within the first 90 days after opening an account.
0% Introductory APR for 12 months on purchases and balance transfers.
Cash Advance APR
22.40% variable according to the Prime Rate.
Late Payment Fee
Up to $37
Variable from 10.40% to 19.40%