Journey® Student Credit Card from Capital One® Reviews & Info

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Telephone: See Details
E-Mail: No e-mail address available
Mailing Address: Capital One, P. O. Box 30279, Salt Lake City, UT 84130-0279

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The Journey® Student Credit Card from Capital One® is a fantastic option from Capital One bank offering generous cash back rewards (1% on all purchases and, if payments are made in time, 1.25%), unlimited access to your credit score and tools with the CreditWise option and the possibility to get access to a higher credit line.

Card Information

Rewards

Earn 1% cash back rewards on all purchases and if you pay on time during a certain month you’ll get 1.25% cash back.
Unlimited access to your credit score and tools with the CreditWise option.
Get access to a higher credit line if you pay on time during the first 5 months after opening the account.

Early Spend Bonus

None

Annual Fee

None

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Pros and Cons

Pros

+ Cash back rewards

+ Possibility to monitor your credit score

+ No annual fee

Cons

- Rather high interest

- No welcome bonus

- High late payment fee

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4 Reviews

Overall rating: ★★★★☆ based on 4 reviews.

Fantastic!

★★★★★

“ Awesome option from Capitol One bank! I totally love the cash back rewards system, makes me feel I’m earning whenever I’m spending. Amazing!”

- Hailey

Not so satisfied

★★★☆☆

“ I thought initially that this card is better than it actually is, I must say that I’m rather disappointed at the moment, interest seems to me a bit too high, as well as the late payment fee.”

- Nick

Enjoying my new card

★★★★☆

“ Besides the fact that the interest is too high, this card is great: generous cash back rewards and the unique possibility to continuously monitor my credit score.”

- Claire

So many problems...

★★☆☆☆

“ This card sounds great, but for me it wasn’t. I had many problems trying to get my cash back and although I always finally succeeded, it gave me too much of a constant hassle…”

- Grady

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