Picture of the Journey® Student Credit Card from Capital One® front

Journey® Student Credit Card from Capital One® Reviews & Info

Login Secure Login Apply Application

Contact Information

  • Telephone: See Details
  • E-Mail: No e-mail address available
  • Mailing Address: Capital One, P. O. Box 30279, Salt Lake City, UT 84130-0279

The Journey® Student Credit Card from Capital One® is a fantastic option from Capital One bank offering generous cash back rewards (1% on all purchases and, if payments are made in time, 1.25%), unlimited access to your credit score and tools with the CreditWise option and the possibility to get access to a higher credit line.

Card Information

Rewards

Earn 1% cash back rewards on all purchases and if you pay on time during a certain month you’ll get 1.25% cash back.
Unlimited access to your credit score and tools with the CreditWise option.
Get access to a higher credit line if you pay on time during the first 5 months after opening the account.

Early Spend Bonus

None

Annual Fee

None

CreditSpot Icon CreditSpot's CardScore Submit Review
70

Pros and Cons

Pros

+ Cash back rewards
+ Possibility to monitor your credit score
+ No annual fee

Cons

- Rather high interest
- No welcome bonus
- High late payment fee

Permium Credit Card Offers

4 Reviews

Journey® Student Credit Card from Capital One® Overall rating: ★★★★☆ 3.5 based on 4 reviews
5 1

Fantastic!

★★★★★
Awesome option from Capitol One bank! I totally love the cash back rewards system, makes me feel I’m earning whenever I’m spending. Amazing!
- Hailey

Not so satisfied

★★★☆☆
I thought initially that this card is better than it actually is, I must say that I’m rather disappointed at the moment, interest seems to me a bit too high, as well as the late payment fee.
- Nick

Enjoying my new card

★★★★☆
Besides the fact that the interest is too high, this card is great: generous cash back rewards and the unique possibility to continuously monitor my credit score.
- Claire

So many problems...

★★☆☆☆
This card sounds great, but for me it wasn’t. I had many problems trying to get my cash back and although I always finally succeeded, it gave me too much of a constant hassle…
- Grady
Show More Reviews
Arrow

Review Journey® Student Credit Card from Capital One®

Name
Email
Review Title
Rating
Review Content

Compare Journey® Student Credit Card from Capital One®

Recently Compared With (by users)

Picture of the Fifth Third Real Life Rewards Credit Card frontFifth Third Real Life Rewards Credit Card Picture of the ASU Platinum Credit Card frontASU Platinum Credit Card Picture of the Credit One Cash Back Rewards Visa Credit Card frontCredit One Cash Back Rewards Visa Credit Card Picture of the Bloomingdale's Credit Card frontBloomingdale’s Credit Card Picture of the Affinity Credit Union Choice Rewards World Elite Mastercard frontAffinity Credit Union Choice Rewards World Elite Mastercard Picture of the Capital One® Spark® Miles for Business Credit Card frontCapital One® Spark® Miles for Business Credit Card Picture of the Southwest Rapid Rewards Premier Credit Card frontSouthwest Rapid Rewards Premier Credit Card Picture of the Victoria's Secret Angel Credit Card frontVictoria’s Secret Angel Credit Card See All Comparisons >>

Compare. Quick. Efficient.

Filed Under

Similar Credit Cards