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How to Apply to Central Bank Visa Classic Credit Card

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In case you need a credit loan, the Central Bank Visa Classic Card might be a useful choice for you. This card has low fees in general and you can acquire it easily online. Follow our guide for detailed information for completing your online application.


Before applying for this card make sure to meet the following eligibility criteria:

  • Be a resident of Kentucky, Indiana and Ohio with a valid mailing address in one of these states
  • Be at least 18 years of age
  • Have a valid social security number
  • Provide detailed information about your employment history, income sources, previous debts and housing information

How to Apply

Applying for the Central Bank Visa Classic Card and being considered for a loan requires a bit more time than any application for other non-loan credit cards. These are the 10 steps to follow:

Step 1: Navigate to the credit card’s homepage and click the ‘Apply Now’ button.

Step 2: In the new window which will open press the ‘Apply for a loan’ link.

Step 3: Choose your application type (individual or joint,) the product (Visa Classic Credit Card,) and loan purpose (establish line of credit) and click ‘Continue.’

Step 4: Introduce the borrower information, including: name, address, city, state, Zip code, SSN, date of birth, driver’s license number, home phone, years at the residence, email address and the information regarding the previous address in case you lived less than two years at your current residence. Click ‘Continue’ to access the following page.

Step 5: Insert your employment information, including: employer name, job title, work phone, years at current job and previous job information (in case of less than 2 years at the current job), and click the ‘Continue’ button.

Step 6: Complete the required fields by introducing information regarding your income and debt details including: income source, income frequency, income amount, type of housing, monthly housing payment. Press ‘Continue’ to proceed.

Step 7: Enter the information regarding any debts you would like to pay with this loan (up to 10 debt consolidations) and click the ‘Continue’ button.

Step 8: Insert the amount of the desired credit limit for your financing in the appropriate space and press ‘Continue.’

Step 9: Provide any additional comments related to your loan application in the provided text box and click the ‘Continue’ button.

Step 10: Read the general disclosure terms related to this specific card and check the appropriate box in case you agree with them. Finally, press the ‘Submit’ button to forward your application to the Central Bank.


Q: What is a CardManager option?

A Card Manager option is offered to Central Bank Visa Classic Credit Card holders, since Credit Card Manager helps you manage your finances. With Credit Card Manager you can keep track of your transactions and you will know when your credit card statement arrives each month. Another great option of Credit Card Manager is that it stores your credit card account info so in case your credit cards are lost or stolen it will be available to you. As the credit card manager works offline, the information presented depends solely on the information provided, so you will have to manually enter and update each transaction.

Q: Why cannot I access my Central Bank Visa Classic Credit Card account from any browser?

Central Bank Visa Classic Credit Card accounts can be accessed only form certain browsers since the bank uses 128-bit encryption to make your information safe and unreadable so it is recommended to use the latest version of Microsoft Internet Explorer or Netscape Navigator. Some browser versions do not support the needed levels of encryption which are introduced to ensure that your confidential financial information is protected in transit via the Internet. In order to get the full view of the page, make sure that you have the latest update of your browser, since some older versions might not provide you with all the data available on the website.

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