JCPenney Credit CardVSMerrill Lynch Credit Card
![]() JCPenney Credit Card |
![]() Merrill Lynch Credit Card |
Reviews |
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4.3★★★★★(3) Review Card |
4★★★★☆(2) Review Card |
About |
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JCPenny is a huge retail store with a huge choice of goods. You can buy here clothing, cosmetics, electronics, and e... Read more about JCPenney Credit Card |
Merrill Lynch is the wealth management division of The Bank of America with its main headquarters located in Manhat... Read more about Merrill Lynch Credit Card |
Rewards |
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Up to 15% discount; |
Earn 1 point for every dollar spent. There are no limits to the points, and no expiry date. Air rewards that start at 25,000 points, with no blackout dates. Gift cards and cash backs. Access to Merrill Lynch personalized Travel Advisors and Concierge 24 hours a day, 7 days a week. |
Early Spend Bonus |
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Save extra 15% when you open your credit card |
None |
Annual Fee |
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$0 |
None |