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JCPenney Credit Card Reviews & Info

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Contact Information

  • Telephone: 1(972) 431-1000
  • E-Mail: N/A
  • Mailing Address: JCPenney Corporate Headquarters 6501 Legacy Dr (at Corporate Dr) Plano, TX 75024 USA

JCPenny is a huge retail store with a huge choice of goods. You can buy here clothing, cosmetics, electronics, and even furniture. JCPenny offers its credit card for customers. Because with it, you will have exclusive offers and different discounts. You can take a look at all benefits of JCPenny credit card below.

Card Information


Up to 15% discount;
Save 15% on select products;
$15 Perk Rewards for shoes or bras

Early Spend Bonus

Save extra 15% when you open your credit card

Annual Fee


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Pros and Cons


+ No annual fees
+ Low late fee


- High APR
- Discounts are only for JCPenney stores

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3 Reviews

JCPenney Credit Card Overall rating: ★★★★☆ 4.3 based on 3 reviews
5 1

Increase my credit limit every 3 years

This card isn't so bad! I have a new credit limit every 3 years, plus recently JCPenny upgraded me to JCPenny master card, so I can use my card everywhere.
- Joe

Great offers!

I like that there are a lot of products with no interest for cardholders! Plus the card has 5% offer
- Mark


I got JCPenney credit card with $200 limit in May. You don't believe, but in July I already had $1500 credit limit!!!
- Carol
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