Citibank Simplicity Credit Card
VS
Capital One Secured Credit Card

Citibank Simplicity Credit Card

Citibank Simplicity Credit Card

Capital One Secured Credit Card

Capital One Secured Credit Card

Reviews

3.3★★★★☆(3)
Review Card
4★★★★☆(3)
Review Card

About

Citibank Simplicity Credit Card doesn’t offer a lot of rewards, but it’s still a good option. It is a ver... Read more about Citibank Simplicity Credit Card

Capital One Secured Credit Card is issued by Capital One Bank and offers its holders various services such as extend... Read more about Capital One Secured Credit Card

Rewards

- 0% Purchase APR first 21 months;
- No Late Payment and No Annual Fee - ever!

You can have access to a higher credit line after you make your first 5 monthly payments on time.

You have zero fraud liability in case your card is lost or stolen.
You get extended warranty, travel accident insurance, auto rental insurance, and 24 hours travel assistance services.

For foreign bank transfers, you don't have to pay any fees.

Signup Bonus

0% APR first 21 month

An initial credit line of $200 if you provide the initial security refundable deposit of $49, $99 or $200 (based on your creditworthiness)

Annual Fee

None

None

Cash Advance APR

13.24% to 23.24%

24.99% variable based on the Prime Rate

Late Payment Fee

None

Up to $35

Purchases APR

0% first 21 months
After that - 13.24% - 23.24%

24.99%

Make Another Comparison

Permium Credit Card Offers