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Citibank Simplicity Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-492-2127
  • E-Mail: See Details
  • Mailing Address: See Details

Citibank Simplicity Credit Card doesn’t offer a lot of rewards, but it’s still a good option. It is a very good deal for those, who don’t want to pay late payment fee. Also, this card offers a very long introduction period (0% purchase APR first 21 months!). So if you are going to make a big purchase, this may be a good card for you.

Card Information

Rewards

- 0% Purchase APR first 21 months;
- No Late Payment and No Annual Fee - ever!

Signup Bonus

0% APR first 21 month

Annual Fee

None

Cash Advance APR

13.24% to 23.24%

Late Payment Fee

None

Purchases APR

0% first 21 months
After that - 13.24% - 23.24%

CreditSpot Icon CreditSpot's CardScore Submit Review
66.7

3 Reviews

Citibank Simplicity Credit Card Overall rating: ★★★☆☆ 3.3 based on 3 reviews
5 1

Like.

★★★★☆
4 5 1
I am a hard working person and sometimes I can't pay on time.This card's features help me a lot. No annual fee and no late payment fee- that's why I would buy this card again.But after introduction period fees become kind of high.But this is a good deal comparing to other cards.

Nice benefits

★★★★★
5 5 1
I got this card only because of it's 21 mont introduction period and I'm happy with that.I can buy electronics and other expensive things with $0 APR.I like it.

Don't recommend

★☆☆☆☆
1 5 1
The monthly APR is too high.With my excellent credit score I was approved only for 900 dollars credit linem that's ridiculous
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