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If you want to apply for Citibank Simplicity Credit Card you must know, that the application process is not that easy. It will take at least ten minutes of your time so make sure you have it. Citibank Simplicity Credit Card is famous for its extremely long introduction period. There is no annual fee and no late payment fee as well. So be sure, it worth 10 minutes of your time.
- Must be at least 18 years old
- Must provide personal information (such as SSN)
- Good Credit Score is required.
How to Apply
Step 1 – Go to the Citi Bank online website and click ‘Apply Now’.
Step 2 – The first step in your application process is providing your name. This step is very important, so make sure all the provided information is correct. Write down your real First and Last Name and go to the next step.
Step 3 – Now you have to enter your mailing information. Provide your Address and your Phone Number. After you write down your number, mark the highlighted field and make sure that’s your real mobile number.
Step 4 – Enter your E-Mail Address and your Date of Birth.
Step 5 -Then enter your Social Security Number. If you are United States resident press ‘Yes’. If you are not – press ‘No’.
Step 6 – Now you have to set up your security word. Why you need it? You can use it in order to retrieve your Username or Password. It will also help if you have lost your card or it was stolen.
Step 7 – On this step you must provide your Financial Information. So please, make sure you’ve entered your Total Annual Income and your Monthly Mortgage/Rent Payment.
Step 8 – If you want to add an authorised user to your account , press ‘I want to add an Authorized User to this account now’.
Step 9 – This is the last step of your application, so make sure all the provided information is accurate. After that read the terms and press ‘I agree’ button. After you’ve finished press ‘Submit’.
Q: I am not from the U.S.A. Can I apply for Citibank Simplicity Credit Card?
Yes, there is an option during the application process where you select whether you are U.S. citizen or not. You can apply even though you are not from the USA.
Q: What does a security word stand for?
The security word is the word which is chosen by you during the application process and it is needed so as to be able to retrieve your Username or Password in case you forget them. It is also a necessary help if you accidentally lost your card or it was stolen. The security word is a word that you can memorize and can be anything you want. When you try to get access to your account via the phone, bank employees might ask you for your security word in order to verify your identity.
Q: Is it true that Citibank Simplicity Credit Card charges no annual fee ever?
Yes, Citibank Simplicity Credit Card is the only card that does not charge late fees and has neither penalty rate, nor annual fee. With Citi Simplicity Card you can have a peace of mind, but it can be dangerous if you do not pay your credit card bill on time, since that can affect your credit history and lead to further consequences.