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American Express Platinum Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-528-4800
  • E-Mail: Online chat from the card’s main homepage
  • Mailing Address: American Express P.O.Box 981540 El Paso, TX 79998-1540

The American Express Platinum Credit Card is issued by American Express Centurion Bank. This personal card offers incredible benefits for hotel reservations, airlines, entertainment and more to its cardholders. The card has a $450 annual fee but does not include any foreign transactional fees.

Card Information


$200 Airline Fee Credit. Complimentary access to over 900 airport lounges, including The Centurion lounge network, Delta Sky Clubs, and Airspace Lounges.

Limitless rewards on travel, hotels, and entertainment reserved to Cardholders upon Membership.

Signup Bonus

40,000 Membership Rewards® points after spending $3,000 in purchases during the first 3 months after the opening of the account.

Annual Fee


Cash Advance APR


Late Payment Fee

Up to $37

Purchases APR

None. All charges are due upon your periodic statement.

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3 Reviews

American Express Platinum Credit Card Overall rating: ★★★★★ 4.6 based on 3 reviews
5 1


5 5 1
The American Express Platinum Credit card by American Express is not my cup of tea. For one, this card which is much like any other card out there thus far has card holders paying a four-hundred-and-fifty-dollar annual fee. There is no reason or benefit a card could offer that could possibly make me want to pay that much just to use a specific brands credit card. However, for anyone who likes to partake in different entertainment such as restaurants or hotels then this might be better suited for you. Rewards that are offered by the American Express Platinum card is exclusive access to many airport lounges that are exclusive to those who hold this card that others wouldn’t be allowed in. You also are given limitless rewards on just about everything from flights to hotels and restaurants which is kind of nice. What I do like about this card is the fact that there is no interest of any kind no matter what type of purchases you have. Likewise, the late fees that you would get from paying a bill late are about average to many other cards that are out there. Overall, the fee isn’t that bad in comparison to the many rewards that the American Express Platinum card gives its cardholders. Well worth it if you’re into travel and entertainment.


5 5 1
This card has so many benefit options that you almost forget it has quite a high annual fee of $450. I think it is amazing for enjoying your life’s high standards.

The right one

4 5 1
My business brings me very often to the United Emirates and other Asian destinations (China, Japan) and the card allows me to decently afford the high costs of hotels and restaurants due to its many discounts. I strongly recommend it. What I dislike about it is the customer service, their English sounds like Japanese.
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