Picture of the UMB Visa Credit Card front

UMB Visa Credit Card Reviews & Info

Login Secure Login Apply Application

Contact Information

  • Telephone: 800.821.5184
  • E-Mail: No email address available
  • Mailing Address: P.O. Box 419734, Kansas City, Missouri 64141-6734.

The UMB Visa Credit Card is issued by the UMB Bank and provides its holders a generous cash back rewards system (1.25% cash back on monthly purchases up to $5,000 and 1.5% cash back on monthly purchases over $5,000) as well as 0% APR in the first 12 months after opening an account.

Card Information

Rewards

1.25% cash back on monthly purchases up to $5,000.
1.5% cash back on monthly purchases over $5,000.
Travel assistance services, auto rental insurance, and more.

Signup Bonus

0% introductory APR on balance transfers for the first 12 months

Annual Fee

None

Cash Advance APR

25.00% variable according to the Prime Rate

Late Payment Fee

Up to $35

Purchases APR

13.24% to 22.24% based on your creditworthiness

CreditSpot Icon CreditSpot's CardScore Submit Review
80

Pros and Cons

Pros

+ Cash rewards
+ 0% introductory APR
+ No annual fee

Cons

- High interest rates after the first year
- High late payment fees
- No signup bonus besides the 0% APR

Permium Credit Card Offers

3 Reviews

UMB Visa Credit Card Overall rating: ★★★★☆ 4 based on 3 reviews
5 1

good choice

★★★★☆
4 5 1
I truly enjoyed this card, especially in the first year after I opened an account with the introductory zero interest option. Fantastic! Too bad now I need to pay interest.

that's the best option you can get

★★★★★
5 5 1
My favorite bank and card ever. The cash back rewards system is amazing and I also truly enjoyed the 0% introductory APR in the first year after I opened an account.

I've seen better

★★★☆☆
3 5 1
Not a bad card overall, but I had cards with much better cash back in the past. Also the interest is quite high after the introductory period
Show More Reviews
Arrow

Review UMB Visa Credit Card

Name
Review Title
Rating
Review Content

Compare UMB Visa Credit Card

Recently Compared With (by users)

Picture of the JetBlue Credit Card frontJetBlue Credit Card Picture of the NHL Discover it Credit Card frontNHL Discover it Credit Card Picture of the Zions AmaZing Rewards Business Credit Card frontZions AmaZing Rewards Business Credit Card Picture of the J Crew Credit Card frontJ Crew Credit Card Picture of the Capital One Platinum Credit Card frontCapital One Platinum Credit Card Picture of the Chase Ink Plus Business Credit Card frontChase Ink Plus Business Credit Card Picture of the ABNB Visa Platinum Rewards Credit Card frontABNB Visa Platinum Rewards Credit Card Picture of the Brooks Brothers Credit Card frontBrooks Brothers Credit Card See All Comparisons >>

Compare. Quick. Efficient.

Filed Under

Similar Credit Cards