Citibank Simplicity Credit Card
VS
Platinum Credit Card from Capital One®

Citibank Simplicity Credit Card

Citibank Simplicity Credit Card

Platinum Credit Card from Capital One®

Platinum Credit Card from Capital One®

Reviews

3.3★★★★☆(3)
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3★★★☆☆(2)
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About

Citibank Simplicity Credit Card doesn’t offer a lot of rewards, but it’s still a good option. It is a ver... Read more about Citibank Simplicity Credit Card

Platinum Credit Card from Capital One® has amazing reviews because of its zero annual fees, fraud protection and ac... Read more about Platinum Credit Card from Capital One®

Rewards

- 0% Purchase APR first 21 months;
- No Late Payment and No Annual Fee - ever!

Use your Credit Card to increase your Credit Line using Credit Steps after paying your first 5 monthly payments on time.

Access to fraud coverage if your card is lost or stolen.

Access to CreditWise from Capital One allowing you to monitor your credit profile.

Pick your own monthly payment date and method.

Extended warranty on items you purchase with your card.

Rental insurance and 24-hour roadside assistance.

Travel insurance and 24-hour travel assistance.

Price protection - if you purchase a product with your credit card and find the same item to be cheaper at a different store, get reimbursed for the difference.

Early Spend Bonus

0% APR first 21 month

None

Annual Fee

None

$0

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