Amex Everyday Preferred Credit CardVSUnion Plus Credit Card Credit Access
![]() Amex Everyday Preferred Credit Card |
![]() Union Plus Credit Card Credit Access |
Reviews |
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4.3★★★★★(4) Review Card |
4★★★★☆(2) Review Card |
About |
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Amex Everyday Preferred Card is issued by American Express and offers its holders a point rewards system (3X points o... Read more about Amex Everyday Preferred Credit Card |
Union Plus credit card Credit Access is a card designed especially for the hardworking union members and their famili... Read more about Union Plus Credit Card Credit Access |
Rewards |
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You will earn 3X points at US supermarkets, 2X points at gas stations and 1X points on other purchases. If you use your card 30 or more times in a billing period you will get 50% more points on the purchases you make. |
1.5 % cash back on purchases. The cardholder is eligible for HARDSHIP GRANTS which include Disability Grants, Hospital Grants, and Strike Grants after 3 months of getting the card. Cardholders are eligible for rebates on participating brands. Unlimited access to a Union Staffed Advocacy Program if the card member needs an issue to be resolved with the Advocacy Plus program. If the card is lost or stolen, the cardholder has 0% card liability. |
Signup Bonus |
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Earn 30,000 points after spending $2,000 on purchases in the first 3 months after opening an account. 0% introductory APR for the first 12 months. |
None |
Annual Fee |
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$95 |
$35 |
Cash Advance APR |
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25.49% variable according to the Prime Rate |
24.24% variable APR |
Late Payment Fee |
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Up to $37 |
Up to $35 |
Purchases APR |
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0% intro APR on purchases and balance transfers in the first 12 months. Afterwards, from 13.24% to 23.24% based on your creditworthiness. |
0% APR or the first 9 months, and 20.05% APR after that. This APR changes with the market Prime rate. |