The Platinum Card® from American Express
VS
Platinum Credit Card from Capital One®

The Platinum Card® from American Express

The Platinum Card® from American Express

Platinum Credit Card from Capital One®

Platinum Credit Card from Capital One®

Reviews

4.7★★★★★(3)
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3★★★☆☆(2)
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About

The Platinum Card® from American Express is a personal card that offers incredible benefits for hotel reservations,... Read more about The Platinum Card® from American Express

Platinum Credit Card from Capital One® has amazing reviews because of its zero annual fees, fraud protection and ac... Read more about Platinum Credit Card from Capital One®

Rewards

$200 Airline Fee Credit. Complimentary access to over 900 airport lounges, including The Centurion lounge network, Delta Sky Clubs, and Airspace Lounges.

Limitless rewards on travel, hotels, and entertainment reserved to Cardholders upon Membership.

Use your Credit Card to increase your Credit Line using Credit Steps after paying your first 5 monthly payments on time.

Access to fraud coverage if your card is lost or stolen.

Access to CreditWise from Capital One allowing you to monitor your credit profile.

Pick your own monthly payment date and method.

Extended warranty on items you purchase with your card.

Rental insurance and 24-hour roadside assistance.

Travel insurance and 24-hour travel assistance.

Price protection - if you purchase a product with your credit card and find the same item to be cheaper at a different store, get reimbursed for the difference.

Early Spend Bonus

40,000 Membership Rewards® points after spending $3,000 in purchases during the first 3 months after the opening of the account.

None

Annual Fee

$550

$0

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