BB&T Spectrum Rewards Credit Card
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Dillard’s Credit Card

BB&T Spectrum Rewards Credit Card

BB&T Spectrum Rewards Credit Card

Dillard’s Credit Card

Dillard’s Credit Card

Reviews

3.5★★★★☆(4)
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3.5★★★★☆(2)
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About

The BB&T Spectrum Rewards Credit Card is issued by BB&T Bank and offers his holders great cash rewards (3% on... Read more about BB&T Spectrum Rewards Credit Card

Dillards is one of the most popular American department store chains. It sells name brand and private label retail, ... Read more about Dillard’s Credit Card

Rewards

3% cash back for all qualified purchases within the first 90 days after opening an account and 1% cash back afterwards.
5% cash back anniversary bonus.
30% cash back bonus when spending $50,000 or more annually.

Access to special events and special promotions.

Exclusive financing schemes on certain purchases.

Rewards Points when purchasing at Dillard's, U.S. Gas stations and grocery stores, and everywhere else where American Express is accepted.

A choice of 10% Off Rewards Shopping Pass or a $10 Rewards Certificate to be used at Dillard's once you reach 1500 points.

Signup Bonus

3% cash back for all qualified purchases within the first 90 days after opening an account.
0% Introductory APR for 12 months on purchases and balance transfers.

None

Annual Fee

None

None

Cash Advance APR

22.40% variable according to the Prime Rate.

The computation for Cash Advance APR is : US Prime Rate + 23.74%

Late Payment Fee

Up to $37

Up to $37

Purchases APR

Variable from 10.40% to 19.40%

Index Rate ( U.S. Prime Rate) + 6.74% up to 21.74%

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