BB&T Spectrum Rewards Credit Card

VS

Merrill Lynch Credit Card

BB&T Spectrum Rewards Credit Card

Merrill Lynch Credit Card

The BB&T Spectrum Rewards Credit Card is issued by BB&T Bank and offers his holders great cash rewards (3% on... Read more about BB&T Spectrum Rewards Credit Card

Merrill Lynch is the wealth management division of The Bank of America with its main headquarters  located in Manhat... Read more about Merrill Lynch Credit Card

3% cash back for all qualified purchases within the first 90 days after opening an account and 1% cash back afterwards.
5% cash back anniversary bonus.
30% cash back bonus when spending $50,000 or more annually.

Earn 1 point for every dollar spent. There are no limits to the points, and no expiry date.

Air rewards that start at 25,000 points, with no blackout dates.

Gift cards and cash backs.

Access to Merrill Lynch personalized Travel Advisors and Concierge 24 hours a day, 7 days a week.

3% cash back for all qualified purchases within the first 90 days after opening an account.
0% Introductory APR for 12 months on purchases and balance transfers.

None

None

None