BB&T Spectrum Rewards Credit Card
VS
Zales Credit Card

BB&T Spectrum Rewards Credit Card

BB&T Spectrum Rewards Credit Card

Zales Credit Card

Zales Credit Card

Reviews

3.5★★★★☆(4)
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2.5★★★☆☆(2)
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About

The BB&T Spectrum Rewards Credit Card is issued by BB&T Bank and offers his holders great cash rewards (3% on... Read more about BB&T Spectrum Rewards Credit Card

Established in 1923, Zales is one of the trusted names in retail jewelry. It offers a broad range of diamond jewelrie... Read more about Zales Credit Card

Rewards

3% cash back for all qualified purchases within the first 90 days after opening an account and 1% cash back afterwards.
5% cash back anniversary bonus.
30% cash back bonus when spending $50,000 or more annually.

A Zales Credit Card holder enjoys the following benefits:

°Free Standard shipping (3 to 5 business days), valid only for US and US territories

°$50 off on your birthday month

°10% discount on any repair service

°Exclusive email offers with exclusive coupons and jewelry cleaning reminders

°Zero downpayment with any normal Zales promotions

°Zero interest if the balance owed is paid within 6,12, or 18 months.

°9.99% APR instead of the 29.24% if the balanced owed is paid in full within 3 years (36 months)

Early Spend Bonus

3% cash back for all qualified purchases within the first 90 days after opening an account.
0% Introductory APR for 12 months on purchases and balance transfers.

None

Annual Fee

None

None

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