UMB Visa Credit Card

VS

Capital One® Secured Mastercard® Credit Card

UMB Visa Credit Card

Capital One® Secured Mastercard® Credit Card

The UMB Visa Credit Card is issued by the UMB Bank and provides its holders a generous cash back rewards system (1.25... Read more about UMB Visa Credit Card

Capital One® Secured Mastercard® Credit Card is issued by Capital One Bank and offers its holders various services ... Read more about Capital One® Secured Mastercard® Credit Card

1.25% cash back on monthly purchases up to $5,000.
1.5% cash back on monthly purchases over $5,000.
Travel assistance services, auto rental insurance, and more.

You can have access to a higher credit line after you make your first 5 monthly payments on time.

You have zero fraud liability in case your card is lost or stolen.
You get extended warranty, travel accident insurance, auto rental insurance, and 24 hours travel assistance services.

For foreign bank transfers, you don't have to pay any fees.

0% introductory APR on balance transfers for the first 12 months

An initial credit line of $200 if you provide the initial security refundable deposit of $49, $99 or $200 (based on your creditworthiness)

None

None