UMB Visa Credit Card
VS
Platinum Credit Card from Capital One®

UMB Visa Credit Card

UMB Visa Credit Card

Platinum Credit Card from Capital One®

Platinum Credit Card from Capital One®

Reviews

4★★★★☆(3)
Review Card
3★★★☆☆(2)
Review Card

About

The UMB Visa Credit Card is issued by the UMB Bank and provides its holders a generous cash back rewards system (1.25... Read more about UMB Visa Credit Card

Platinum Credit Card from Capital One® has amazing reviews because of its zero annual fees, fraud protection and ac... Read more about Platinum Credit Card from Capital One®

Rewards

1.25% cash back on monthly purchases up to $5,000.
1.5% cash back on monthly purchases over $5,000.
Travel assistance services, auto rental insurance, and more.

Use your Credit Card to increase your Credit Line using Credit Steps after paying your first 5 monthly payments on time.

Access to fraud coverage if your card is lost or stolen.

Access to CreditWise from Capital One allowing you to monitor your credit profile.

Pick your own monthly payment date and method.

Extended warranty on items you purchase with your card.

Rental insurance and 24-hour roadside assistance.

Travel insurance and 24-hour travel assistance.

Price protection - if you purchase a product with your credit card and find the same item to be cheaper at a different store, get reimbursed for the difference.

Early Spend Bonus

0% introductory APR on balance transfers for the first 12 months

None

Annual Fee

None

$0

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