Westpac Low Rate Credit Card

VS

Citibank Simplicity Credit Card

Westpac Low Rate Credit Card

Citibank Simplicity Credit Card

The Westpac Low Rate Credit Card offers its holders various signup bonuses including no interest for the first 55 day... Read more about Westpac Low Rate Credit Card

Citibank Simplicity Credit Card doesn’t offer a lot of rewards, but it’s still a good option. It is a ver... Read more about Citibank Simplicity Credit Card

N/A

- 0% Purchase APR first 21 months;
- No Late Payment and No Annual Fee - ever!

0% APR for 16 months on balance transfers.
1.00% purchases APR for up to 1 year from card approval.
$0 annual fee in the first year for existing Westpac customers.
Interest free for the first 55 days.

0% APR first 21 month

$59

None