Westpac Altitude Black Credit Card
VS
Union Plus Credit Card Cash Rewards

Westpac Altitude Black Credit Card

Westpac Altitude Black Credit Card

Union Plus Credit Card Cash Rewards

Union Plus Credit Card Cash Rewards

Reviews

3.4★★★★☆(5)
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4★★★★☆(3)
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About

The Westpac Altitude Black Credit Card offers you the unique opportunity of choosing between two point rewards system... Read more about Westpac Altitude Black Credit Card

The Union Plus Credit Card with Cash Rewards is a great option for current or past union members and their families.Â... Read more about Union Plus Credit Card Cash Rewards

Rewards

You can choose between two rewards programs:
1) Altitude Rewards: 1.25 Altitude Points for $1 spent on eligible purchases with Australian merchants / 3 Altitude Points for $1 spent with overseas merchants
2) Altitude Quantas: 1.5 Qantas Point for $1 spent on eligible purchases

You will get 1.5% cash back on every purchase with no limit to the total amount which you can earn.
You have the possibility to apply for various hardship grants in case of need starting 3 months after opening your account.

Early Spend Bonus

50,000 bonus rewards points when you spend $2500 within 90 days after opening an account.
1% Purchases APR for up to 1 year after opening an account.
0% APR for balance transfers for the first 16 months.
No annual fee in the first year if you are already a Westpac customer.

None

Annual Fee

$395

None

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