Picture of the Westpac Altitude Black Credit Card front

Westpac Altitude Black Credit Card Reviews & Info

Login Secure Login Apply Application

Contact Information

  • Telephone: +61 1300 130 961
  • E-Mail: online@westpac.com.au
  • Mailing Address: 275 Kent Street, Sydney NSW 2000

The Westpac Altitude Black Credit Card offers you the unique opportunity of choosing between two point rewards systems as well as generous signup bonuses in the first year after getting a card/opening an account, including 50,000 points and low introductory APR.

Card Information


You can choose between two rewards programs:
1) Altitude Rewards: 1.25 Altitude Points for $1 spent on eligible purchases with Australian merchants / 3 Altitude Points for $1 spent with overseas merchants
2) Altitude Quantas: 1.5 Qantas Point for $1 spent on eligible purchases

Signup Bonus

50,000 bonus rewards points when you spend $2500 within 90 days after opening an account.
1% Purchases APR for up to 1 year after opening an account.
0% APR for balance transfers for the first 16 months.
No annual fee in the first year if you are already a Westpac customer.

Annual Fee


Cash Advance APR

20.74% variable according to Prime Rate

Late Payment Fee


Purchases APR

20.24% variable according to Prime Rate.

CreditSpot Icon CreditSpot's CardScore Submit Review

Pros and Cons


+ Point rewards
+ Signup bonuses
+ Low introductory APR


- High annual fee
- Points only for selected items
- High interest after the introductory period

Permium Credit Card Offers

5 Reviews

Westpac Altitude Black Credit Card Overall rating: ★★★☆☆ 3.4 based on 5 reviews
5 1

Great when you have so many choices

5 5 1
Not many cards offers you so many benefits and choices like this one. Really really great card, I recommend it to everybody.

Good rewards but so expensive...

3 5 1
The rewards associated to this credit card are great, I admit. However, am I the only one thinking it’s way too expensive?

Expensive but worthy

4 5 1
Yea, it’s true the annual fee is high, but in my opinion the benefits are so many that it’s worth every cent!

Who can pay so much??

2 5 1
$395 annual fee?? Seriously? I wonder how many people are willing to pay so much…Sure as hell I ain’t!


3 5 1
A decent card from Westpac, but I’ll need to check in more details other cards too, I have the impression this one is slightly too expensive
Show More Reviews

Review Westpac Altitude Black Credit Card

Review Title
Review Content

Compare Westpac Altitude Black Credit Card

Recently Compared With (by users)

Picture of the Abt Electronics Credit Card frontAbt Electronics Credit Card Picture of the Scheels Visa Credit Card frontScheels Visa Credit Card Picture of the Firestone Credit Card frontFirestone Credit Card Picture of the Choice Privileges Visa Signature Card frontChoice Privileges Visa Signature Card Picture of the Capital One Venture Credit Card frontCapital One Venture Credit Card Picture of the Abercrombie and Fitch Credit Card frontAbercrombie and Fitch Credit Card Picture of the Wyndham Rewards Visa Credit Card frontWyndham Rewards Visa Credit Card Picture of the American Express Platinum Credit Card frontAmerican Express Platinum Credit Card See All Comparisons >>

Compare. Quick. Efficient.

Filed Under

Similar Credit Cards