Westpac Altitude Black Credit Card
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Capital One® Secured Mastercard® Credit Card

Westpac Altitude Black Credit Card

Westpac Altitude Black Credit Card

Capital One® Secured Mastercard® Credit Card

Capital One® Secured Mastercard® Credit Card

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4★★★★☆(3)
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About

The Westpac Altitude Black Credit Card offers you the unique opportunity of choosing between two point rewards system... Read more about Westpac Altitude Black Credit Card

Capital One® Secured Mastercard® Credit Card is issued by Capital One Bank and offers its holders various services ... Read more about Capital One® Secured Mastercard® Credit Card

Rewards

You can choose between two rewards programs:
1) Altitude Rewards: 1.25 Altitude Points for $1 spent on eligible purchases with Australian merchants / 3 Altitude Points for $1 spent with overseas merchants
2) Altitude Quantas: 1.5 Qantas Point for $1 spent on eligible purchases

You can have access to a higher credit line after you make your first 5 monthly payments on time.

You have zero fraud liability in case your card is lost or stolen.
You get extended warranty, travel accident insurance, auto rental insurance, and 24 hours travel assistance services.

For foreign bank transfers, you don't have to pay any fees.

Early Spend Bonus

50,000 bonus rewards points when you spend $2500 within 90 days after opening an account.
1% Purchases APR for up to 1 year after opening an account.
0% APR for balance transfers for the first 16 months.
No annual fee in the first year if you are already a Westpac customer.

An initial credit line of $200 if you provide the initial security refundable deposit of $49, $99 or $200 (based on your creditworthiness)

Annual Fee

$395

None

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