Westpac Altitude Black Credit Card

VS

Wells Fargo Propel 365 American Express Card

Westpac Altitude Black Credit Card

Wells Fargo Propel 365 American Express Card

The Westpac Altitude Black Credit Card offers you the unique opportunity of choosing between two point rewards system... Read more about Westpac Altitude Black Credit Card

The Wells Fargo Propel 365 American Express Card is issued by the Wells Fargo Bank. This card offers rich point rewar... Read more about Wells Fargo Propel 365 American Express Card

You can choose between two rewards programs:
1) Altitude Rewards: 1.25 Altitude Points for $1 spent on eligible purchases with Australian merchants / 3 Altitude Points for $1 spent with overseas merchants
2) Altitude Quantas: 1.5 Qantas Point for $1 spent on eligible purchases

Annual bonus of 10%, 25%, or 50% on non-bonus rewards points upon maintaining a qualifying consumer account such as Wells Fargo Checking or Savings Account, or PMA® Package.

You will get 3 points for each $1 spent at U.S. gas stations, 2 points for each $1 spent at U.S. restaurants and 1 point for each $1 spent for other net purchases.

No expiration deadline for the earned points.

50,000 bonus rewards points when you spend $2500 within 90 days after opening an account.
1% Purchases APR for up to 1 year after opening an account.
0% APR for balance transfers for the first 16 months.
No annual fee in the first year if you are already a Westpac customer.

20,000 bonus points upon $3,000 spent in net purchases during the first 3 months.

$395

No annual fee for the first 12 months of account opening. Only $45 after the first year of membership.