American Express Morgan Stanley Credit Card
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Westpac Altitude Black Credit Card

American Express Morgan Stanley Credit Card

American Express Morgan Stanley Credit Card

Westpac Altitude Black Credit Card

Westpac Altitude Black Credit Card

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About

The Morgan Stanley Credit Card issued by the American Express Bank is available to American Express clients who alrea... Read more about American Express Morgan Stanley Credit Card

The Westpac Altitude Black Credit Card offers you the unique opportunity of choosing between two point rewards system... Read more about Westpac Altitude Black Credit Card

Rewards

2x points for each dollar spent on airfare purchased directly from airlines.
2x points for each dollar spent on purchases at US restaurants.
2x points for each dollar spent on purchases at selected US department stores.
2x points for each dollar spent on car rentals purchased directly from select car rental companies.
1x points for all other eligible purchases.

You can choose between two rewards programs:
1) Altitude Rewards: 1.25 Altitude Points for $1 spent on eligible purchases with Australian merchants / 3 Altitude Points for $1 spent with overseas merchants
2) Altitude Quantas: 1.5 Qantas Point for $1 spent on eligible purchases

Early Spend Bonus

10, 000 membership reward points after spending $1, 000 in purchases during the first three months.

50,000 bonus rewards points when you spend $2500 within 90 days after opening an account.
1% Purchases APR for up to 1 year after opening an account.
0% APR for balance transfers for the first 16 months.
No annual fee in the first year if you are already a Westpac customer.

Annual Fee

None

$395

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