NHL Discover it Credit Card
VS
Citibank Simplicity Credit Card

NHL Discover it Credit Card

NHL Discover it Credit Card

Citibank Simplicity Credit Card

Citibank Simplicity Credit Card

Reviews

4★★★★☆(2)
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3.3★★★★☆(3)
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About

The NHL Discover it Credit Card issued by Discover Bank is a generous cash back rewards credit card (up to 5% cash ba... Read more about NHL Discover it Credit Card

Citibank Simplicity Credit Card doesn’t offer a lot of rewards, but it’s still a good option. It is a ver... Read more about Citibank Simplicity Credit Card

Rewards

5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.

- 0% Purchase APR first 21 months;
- No Late Payment and No Annual Fee - ever!

Signup Bonus

None

0% APR first 21 month

Annual Fee

None

None

Cash Advance APR

25.49%. This APR will vary with the market based on the Prime Rate.

13.24% to 23.24%

Late Payment Fee

None the first time you pay late. After that, up to $37

None

Purchases APR

0% intro APR for 14 months from date of account opening. After the intro APR expires, your APR will be 11.49% to 23.49%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

0% first 21 months
After that - 13.24% - 23.24%

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