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How to Apply to Express Next Credit Card

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With its great point rewards system (15 points for each dollar spent, 10 dollars earned for 2500 points), generous birthday gifts and monthly extras, Express Next is a credit card worth to acquire. In case you are interested in getting one, we’ll show you on this page how to complete an online application.


Here are the requirements/conditions of eligibility you must meet in order to be able to apply for this card:

  • You must be at least 18 years old
  • You should have a valid government-issued photo ID
  • You must have a valid U.S. Social Security Number
  • You should have a valid mailing address, phone number, and email address

How to Apply

Here are the steps you will need to follow in order to complete and submit an online application for the Express Next Credit Card:

Step 1: Open the card’s login page and click on the ‘Apply’ button in order to access the online application form.


Step 2: Before starting to fill in the application read carefully the application information and rules.


Step 3: Introduce your personal information, including: your country, first name, middle initial (optional), last name, address (number, street, city, state, Zip Code), social security number, phone number, date of birth, email address and choose whether you would like to join the Express Next rewards program by checking the appropriate box.


Step 4: Read carefully and review the Terms and Conditions, the Credit Card Account Agreement and the Customer Privacy Statement and, provided that you agree with them (by checking the appropriate box) press ‘SUBMIT TO OPEN AN ACCOUNT.’



Q: What is Phone monitoring?

With the aim to provide the clients with high-quality service, the phone communication between the issuer and the client is monitored or recorded. First, the client should agree that the issuer can monitor and/or record any phone calls between them and inform all authorized cardholders of this. That way the possibility of fraud is reduced.

Q: What are the Express Next Credit Card disadvantages?

Each and every card has its advantages as well as disadvantages, and so does the Express Next credit card. If you are considering applying for the card you should bear in mind the fact that it has low initial credit limits of $250, $500, or $750. When we take into consideration the cost of the clothing at Express, this credit limit might not be enough. The high APR of 25.24% for all customers may not be a problem for those who you use the card to earn extra points and pay in full each month, but for those that often carry a balance on their cards, this might be a serious problem.

Q: When are Reward Certificates issued?

Reward certificates are issued on quarterly, usually in March, June, September, and December. Reward certificates are issued in $5 increments with a minimum reward balance of $5 required while a maximum of $80 reward certificate will be issued in any redemption period.

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