Will the bank retur...
 

Will the bank return my money in case of credit card fraud?  

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(@jessica)
New Member
Joined: 3 years ago
Posts: 1
13/02/2017 8:46 am  

 Hi, I’ve been hearing recently many scary stories about credit card fraud and I’m starting to get a bit paranoid regarding my accounts...I was wondering if any of you know whether my bank will return my money in case such a situation happens. Did any of you have such problems? And if so, what happened? Please let me know, I’m starting to have sleepless nights thinking about these issues…

 


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(@ellery3)
Active Member
Joined: 3 years ago
Posts: 5
21/02/2017 8:57 am  

Hey Jessica, this depends both on the bank and on your particular fraud situation…I mean, if it was really your fault that someone got access to your PIN code for example, like if you gave it to someone or written it on a paper and left it somewhere, and the bank finds out this, you’ll definitely have problems to be repaid.

 

But in other cases, when the fraud was not caused by some gross mistake you made, I’m sure many banks will offer you quite a lot of assistance to help you recover your funds.


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(@sara11)
Active Member
Joined: 3 years ago
Posts: 6
01/03/2017 11:08 am  

 Well, if your card is stolen for example (as it happen to me) you’ll certainly get your money back together with a  brand new card! Of course it might depend on the bank, mine was Wells Fargo, awesome help with fantastic service and protection against fraud.

 

But I guess these days most of the banks offer considerable assistance when these issues happen, especially since such problems are sadly increasing lately…Should anything happen, just go to your bank immediately and ask for their help, and I’m sure they’ll promptly assist you. After all, they don’t want to lose current and potential customers so they invest a lot in protection


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(@kennyr2)
Active Member
Joined: 3 years ago
Posts: 6
03/03/2017 8:42 am  

 They did return part of mine! My credit card was stolen some time ago, and my bank (Wells Fargo) was very helpful with this. Unfortunately I didn’t get ALL the money which disappeared but I did get back a considerable amount.

 

I think it depends on the bank though but yea, I suppose most of the bank are rather helpful with this, otherwise they risk losing their customers


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(@patrick54)
New Member
Joined: 3 years ago
Posts: 2
14/03/2017 11:04 am  

 They definitely should! I once had problems with this and my bank was very prompt in returning the money I lost. If your bank refuses to do this, that’s not very professional, so I’d advise you to better change the bank!

 


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