How to Apply to HSN Credit Card

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The HSN Credit Card is an amazing option for people who enjoy shopping, particularly housing products such as furniture, mattresses, electronics and others. On this page, we will provide you all the necessary information regarding regarding the requirements and steps you need to take for applying to get this card.

If you are interested to apply for a HSN Credit Card here are the requirements you must meet:

You should be at least 18 years of old
You must be legal resident of the United States with a valid street, rural route or FPO/APO postal address. We do not accept PO Box mailing addresses
You should have a valid email address and phone number
You must have a valid photo ID issued by the U.S. government
You must have a U.S. Social Security Number
Be currently employed and willing to provide details about your annual income

Here is a step-by-step guide in how to complete you application:

Step 1: Open the credit card’s main webpage and click on the ‘APPLY NOW’ button.

This will bring you to the Sign In page where you will have to log in to your account in case you already have one or create one if you are a new user.

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Step 2: Sign in to your account or, if you don’t have one, create an account. Only with a valid account you will be allowed to apply for the card.

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Step 3: Enter details regarding your billing address, such as name and surname, address (including your ZIP code), home phone number and, optionally, work phone number.

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Step 4: Introduce your personal information, including your date of birth, your social security number and your total annual income.

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Step 5: Read carefully the terms, conditions and customer privacy statement and make sure you agree with all the details there before submitting your application.

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Step 6: Give your electronic consent/signature by checking the required box and then click on ‘SUBMIT APPLICATION.’

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Q: What type of social media accounts are allowed when signing online to my HSN account?

The possibility of signing in using your social media accounts is possible when using HSN credit card online platform. Some of the social media accounts re Facebook, Google+ Yahoo! and Twitter.

Q: When is the interest charged?

There is an offer of no interest Vip financing if your balance is paid in full within 9 months on electronics, fitness, sewing, floorcare, furniture, climate control and mattresses when you spend more than $399. However, interest will be charged to your account if the purchase balance is not paid in full or if you make a late payment. Minimum purchase of $399 is required.

Q: What does the VIP Easy Return stand for?

VIP Easy Return is applied only in case you use your HSN Card for a qualifying purchase, you are not satisfied with the purchased product and decide to return that product under HSN's return policy. You will be awarded $5 to your account as Spendable Ka$h and will be automatically loaded into your HSN account within one day after your return is processed. This option is limited, meaning that VIP Easy Return Ka$h benefit can be used 6 times per calendar year and Spendable Ka$h under this offer will expire after 90 days.