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Air Force Federal Credit Union Credit Card Reviews & Info

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Contact Information

  • Telephone: 210.673.5610 or 800.227.5328
  • E-Mail: memberservices@airforcefcu.com
  • Mailing Address: Air Force Federal Credit Union 1560 Cable Ranch Road, Suite 200, San Antonio, TX 78245

The Air Force Federal Credit Union Visa Platinum Credit Card is issued by the Air Force Federal Credit Union, a not-for-profit financial cooperative. This card, which is the only credit card available from this cooperative, offers its holders a series of advantages such as low interest rates and no annual fee. Furthermore, there is great point reward system created for its owners.

Card Information

Rewards

Earn one point for every dollar spent on your card.
Year-round opportunities to double (x2) or even quintuple (x5) your points.

Signup Bonus

2,500 bonus points when you get your credit card without having to make any purchases.

Annual Fee

None

Cash Advance APR

7.75% to 14.75% based on your creditworthiness at the account opening and variable according to the Prime Rate

Late Payment Fee

Up to $37

Purchases APR

7.75% to 14.75% based on your creditworthiness and variable according to the Prime Rate.

CreditSpot Icon CreditSpot's CardScore Submit Review
86.7

Pros and Cons

Pros

+ No annual fee
+ Low APR
+ A wide range of services for exchanging your points

Cons

- High late payment fee
- Rather tedious application process
- Occasional problems with the online system

Permium Credit Card Offers

3 Reviews

Air Force Federal Credit Union Credit Card Overall rating: ★★★★☆ 4.3 based on 3 reviews
5 1

This is the perfect card

★★★★★
5 5 1
Air Force Federal credit union credit card is a one of its kind credit card. This is mostly because it’s operated as a non-profit financial cooperative. For those that are card holding members are planning to be, you earn one point for each dollar that is spent. Throughout the year, members can be given special opportunities in which they may earn double the points all the way up to five times the points. Unlike many cards out there, this one has no annual fee attached to it. If you’re able to get this card without making any purchases, then you’ll be rewarded as a first-time member with 2,500 bonus points. While the overall interest rates are low, your credit score will depend on just how much you’ll be asked to pay. This also will apply towards interest if you use the card for a cash advance. The only draw back with this card is the late payment fee is on the high end when you compare it to other cards out there. I highly suggest this card compared to the many choices out there for not just the benefits, but the simplicity that comes with the rewards system as well as how easy it is to use. I love the fact that even for those that have poor credit scores, the interest rates are still reasonably low and flexible.

Amazing

★★★★★
5 5 1
With this card it is possible to get rewards regardless of what type of purchases I make, you rarely can find something similar on the credit card market.

An average card in my view

★★★☆☆
3 5 1
People tend to praise this card a lot, but in my opinion there are much better benefits with other cards. It’s not bad, though.
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