Picture of the Ace Hardware Rewards Visa Credit Card front

Ace Hardware Rewards Visa Credit Card Reviews & Info

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Contact Information

  • Telephone: 866-951-3870
  • E-Mail: Account owners can send emails to the bank after login to the Online Banking service.
  • Mailing Address: PO Box 6339 Fargo, ND 58125-6339

With the Ace Hardware Rewards Visa Credit Card issued by the U.S. Bank you can earn Ace Rewards points while purchasing at the Ace stores (3%) and on other stores which accept Visa (2%, 1%). Additionally, you can receive a $25 Ace Reward for every 12,500 points earned.

Card Information

Rewards

3% in Ace Rewards points on purchases at Ace Stores.
2% in Ace Rewards points at gas stations and grocery stores.
1% in Ace Rewards points everywhere else Visa is accepted.
$25 Ace Reward for every 12,500 points you earn.

Signup Bonus

None

Annual Fee

None

Cash Advance APR

24.49%

Late Payment Fee

Up to $37

Purchases APR

14.49% to 23.49% based on your creditworthiness at the time of account opening.

CreditSpot Icon CreditSpot's CardScore Submit Review
80

Pros and Cons

Pros

+ Ace Rewards Points
+ No annual fee
+ Cash back program

Cons

- High late payment fee
- No signup bonus
- High APR for cash advance

4 Reviews

Ace Hardware Rewards Visa Credit Card Overall rating: ★★★★☆ 4 based on 4 reviews
5 1

overall a good choice

★★★★☆
4 5 1
It is a simple and rewarding choice considering that it doesn’t require an annual fee and offers points for many purchases that accept visa.

functional but not amazing

★★★☆☆
3 5 1
I have the Premium one which has a basic rewards system with some good point rewards program but besides this, the card has higher interests compared to the other Ace Hardware Visa Signature Cards available by the U.S. Bank.

the best

★★★★★
5 5 1
I’m really happy to have this Ace Rewards Visa Card because it has low interests, no annual fee and lots of point rewards for almost all expenses I make.

good card

★★★★☆
4 5 1
Generally this card is very good. Anyway it gives more point rewards for the Ace stores and less for other purchases.
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