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How to Apply to Ace Hardware Rewards Visa Credit Card

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You may consider applying for an Ace Hardware Rewards Visa Credit Card if you are an Ace stores’ addicted customer or simply like to be enrolled in a rewards program and start earning points. Our guide offers all the needed information on completing the online application process.


Before applying fort an Ace Rewards Visa Credit Card make sure to meet the following criteria of eligibility:

  • Be at least 18 years old
  • Be a legal resident of the United State
  • Have a valid Social Security Number
  • Be open to provide information regarding you financial and employment status

How to Apply

You can apply for the Ace Hardware Rewards Visa Credit Card easily online. Here are the steps you need to complete:

Step 1: Navigate to the credit card’s homepage and click on the ‘Apply Now’ button.

Step 2: Introduce your personal information including: Ace Rewards Number (optional), first name, middle name, last name, date of birth, SSN, country of citizenship, country of residence, primary phone number, mobile phone number and email address.

Step 3: Enter you housing information including: street line, city, state, Zip Code, time at the current address, housing status, monthly payment and alternate mailing address.

Step 4: Complete the fields related to your income and employment information by introducing your employment status, employer, occupation, primary annual income, additional annual income (optional). Provide information regarding your other accounts (checking, savings) at any financial institution in case you have others.

Step 5:  Select whether you are interested to make a balance transfer to your new account and if you want to add a joint applicant or an additional user to your new card. If yes provide all the required information related to each.

Step 6: After reading carefully the Terms and Conditions related to this card, agree with them by checking the appropriate box and press the ‘Submit’ button to finalize your application.


Q: What are the drawbacks of using a Debit Card?

Debit cards are created so as to withdraw funds directly from your account which might be risky in terms that if it is stolen, the thief can use it to get the money directly from your account. Also some hotels and car rental companies may place a hold on your account, which can lead you to overdraw your account in case you were not familiar with that. That would put your account in the red and can lead to fines. So, it is advisable not to use debit cards at gas stations or hotels that might place holds on checking accounts.

Q: What is a street line?

A street line is a line dividing an area from a street. It is a boundary line between a street and the adjoining property.

Q: How can I sign up for Ace Rewards?

There are two ways to sign up for an Ace Rewards Account. You can either complete an application at any store. Once the application form is filled in, a cashier will activate the card and you can start collecting points. Another way is to sign up online. You will need to visit their site, complete the registration process and then you will receive your account number.

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