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How to Apply to Military Star Credit Card

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If you’re a current or retired military personnel, apply now for a Military Star Credit Card and enjoy the benefits that it brings such as low APR, and rewards points.


To apply for the Military Star Credit Card, you have to meet the following eligibility requirements:

  • A current or retired member of the armed services
  • A military ID or Common Access Card (CAC)
  • Have a good current credit rating

How to Apply

You can apply for a Military Star Credit Card in three ways:

  • Apply directly at a military base
  • Applying by calling 1-877-891-7827
  • Apply online

The instructions here are for applying online.

Step 1: On the MILITARY STAR website, on top, there is a tab that reads Products.

If you hover your mouse over it, a drop down menu will appear.

Click on the option that reads  APPLY NOW.


Step 2: On this page, you will be asked to enter your ECP USER ID and Password to start your application.

You should already have this ECP username and ID.

Enter the information needed.Before you click on Sign In, double check that the “Remember User ID” button is unchecked if you are using a public computer or device.

Click on Login.


Step 3: If you don’t have your username yet, you can choose the Register here to create one.


Step 4: Enter the information needed such as

  • First Name
  • Last Name
  • Social Security Number
  • Date of Birth

Enter the CAPTCHA phrase on the box below.

In this case its nxkucp ( it changes all the time).

As soon as you entered the information needed, click on the next button and follow the prompts.

This is a four step process.

You are currently on step 1.



Q: What is a Common Access Card?

A common access card is issued by the Unites States Department of Defense. It is a smart card for active-duty military personnel, reserve personnel, civilian employees, the Department of Defense government employees and eligible contractor personnel. The Common Access Card is required for access to government buildings and computer networks, besides having your ID card since it enables physical access to defense computer networks and systems. The Common Access Card is a controlled card by the Department of Defense.

Q: Who is the Military Star credit card good for?

The Military Star card is available to military personnel and their families, so it is designed so as to benefit them. It is good for those people who need assistance with their financial needs, whether it is an everyday purchase or one unique to your military lifestyle. The cardholders receive a personal dividend with the Military Star Rewards Program.

Q: Considering the fact that I cannot find my Military Star credit card, what should I do?

If you are sure that it is impossible to find it, you should act as if it was lost or stolen, which means that you need to report that your card by calling Card Member Help Line which is available 24/7. There you will get all the necessary information about further steps and they will block the card so as not to have expenses in case somebody else uses it.

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