Picture of the Old Navy Visa Credit Card front

Old Navy Visa Credit Card Reviews & Info

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Contact Information

  • Telephone: 1.800.653.6289
  • E-Mail: custserv@oldnavy.com
  • Mailing Address: Old Navy Online 200 Old Navy Lane Grove City, OH 43123-8605

Old Navy Visa Credit Card is a card issued by Gap Inc. Holders of this card will get exclusive deals on new arrivals, presale access to popular sales, and  reward points (5 for every $1 spent on Gap Inc. products and 1 for every $1 spent on other products).

Card Information

Rewards

- You get 15% off on your first purchase
- Contains a fraud preventing chip and signature
- For every $1 spent on products from the company's brands (Gap Inc.) you get 5 points reward and for every $1 spent on other types of products you get 1 point reward
- You get $5 for every 500 points
- You can upgrade to Navyist once you earn 5000 reward points and get access to exclusive extras

Signup Bonus

15% first purchase discount

Annual Fee

No annual fee

Cash Advance APR

25.99%

Late Payment Fee

Up to $35

Purchases APR

24.99%

CreditSpot Icon CreditSpot's CardScore Submit Review
80

Pros and Cons

Pros

+ Great rewards plan for Old Navy shoppers
+ Easy to use online payment system
+ No card annual fees

Cons

- Signup bonus is relatively low
- Has late payment fees
- High APR

2 Reviews

Old Navy Visa Credit Card Overall rating: ★★★★☆ 4 based on 2 reviews
5 1

Not the best deal in town

★★★☆☆
3 5 1
User-friendly online services connected to this card, but you must make too many purchases for just a few reward points…

Great card!

★★★★★
5 5 1
I am a faithful customer of Gap Inc., always buying their products, so the discounts provided by this card are very helpful!
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