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How to Apply to Torrid Credit Card

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Torrid Credit Card is a good decision for those who usually shops at the Torrid online store. This card will offer you a lot of rewards that will save your money. What kind of rewards? 15% discount on your first purchase, $10 for every 200 points. And that’s not all! You will get invitations to double point events, a lot of discounts and sales. Want to apply? Follow our instructions.


A potential Torrid cardholder must meet these requirements:

  • Must be at least 18 years old
  • Must have a valid government-issued photo ID
  • Have to provide Social Security Number
  • Be a United States resident
  • Must have a mailing address.

How to Apply

Step 1 – Go to the Torrid store website. In the middle of the page, you will see ‘Apply Online’ button. After you press it you will be redirected to the Comenity’s Bank website.


Step 2 – On the appeared page you will see ‘Apply’ button. It is located right under the card’s image.You can read more about the rewards that card offers on this page. After you finish reading press the ‘Apply’ button.


Step 3 – After pressing the “apply” button you will see an application form you need to fulfill. Please enter all the required information into the fields marked in red.

Write your First and Last Name, your Social Security Number, Date of Birth and your Annual Income.


Step 4 – At the next step, you will be asked to enter your contact and mailing information. Please, type your Street Address, your City/State/Zip Code, your E-mail Address, your Mobile Phone and Alternate Phone Number.

Make sure the information is correct and move on to the next step.


Step 5 – At the last step, you will be proposed to add an authorized buyer to your account. Now you can add only one buyer, but after the registration, you can add three more.

If you don’t want to add anything just skip this step and press ‘Continue’.



Q: How am I going to be informed about the approval of my application?

There might be a chance that you get approved instantly and you will receive your credit card number.once you receive it, you will be able to shop at any Torrid store and at Torrid.com website. Another possibility is that you might receive a message that your application is under review. This means that Comenity Bank needs more time to review your status before deciding to issue you the card. You will get the notification about the status of your application by mail in 7-10 business days. If your application is approved, you will receive your card in the mail within 7-10 business days. For all the questions regarding the application you can contact Comenity Bank, directly at 1-800-853-2921 (TDD/TTY 1-800-695-1788).

Q: What are Shipping charges?

In case you purchase with your Torrid Credit Card and reach the Platinum status, you can get free shipping which is the process of order processing, packaging and transport to the desired place. However, there are some customers who demand special shipping requests, meaning that they specify the carrier and the delivery date, which includes additional charges. When it comes to free shipping, time cannot be guaranteed and the delivery does not occur at the weekend.

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