Picture of the Total Visa Unsecured Credit Card front

Total Visa Unsecured Credit Card Reviews & Info

Login Secure Login Apply Application

Contact Information

  • Telephone: (888) 257-1159
  • E-Mail: info@totalcardvisa.com
  • Mailing Address: Total VISA P.O. Box 89940 Sioux Falls, SD 57109

Total Visa Unsecured Credit Card is issued by Mid America Bank & Trust Company. It is designed for people with fair, poor or limited credit. Want to apply for this card? Think about it first. Make sure you read the terms and conditions before applying. This card is good only for those, who wants to rebuild their credit.

Card Information

Rewards

None.

Signup Bonus

None.

Annual Fee

$75.00 - first year;
$48.00 - after the first year;

Cash Advance APR

29.99%

Late Payment Fee

Up to $37.00; up to $15.00 for Iowa residents.

Purchases APR

29.99%

CreditSpot Icon CreditSpot's CardScore Submit Review
45

Pros and Cons

Pros

+ Good for building credit
+ Great customer support
+ Late payment fee reduced for Iowa residents

Cons

- No reward system
- No signup bonuses
- Annual fee

4 Reviews

Total Visa Unsecured Credit Card Overall rating: ★★☆☆☆ 2.2 based on 4 reviews
5 1

Too high APR

★★☆☆☆
2 5 1
APR for purchase and cash advance are really terribly high! Don't apply for this card if you want to save money.

Terrible.

★☆☆☆☆
1 5 1
You have to pay $89 only for registration!! Even if your credit score is poor- don't even think about this piece. Hidden fees.

Good .

★★★★★
5 5 1
This card helped me a lot.First I was approved for $300 credit limit, but I was trying to rebuild my credit.In 6 month my credit score was more than 600!Really happy with this card.

The worst card I've ever owned

★☆☆☆☆
1 5 1
It is terrible card, absolutely totally unsecured.Look at those fees! 29.99 Cash Advance APR, ridiculous!
Show More Reviews
Arrow

Review Total Visa Unsecured Credit Card

Name
Review Title
Rating
Review Content

Compare Total Visa Unsecured Credit Card

Recently Compared With (by users)

Picture of the Macy's Credit Card frontMacy’s Credit Card Picture of the CFCU Visa Classic Credit Card frontCFCU Visa Classic Credit Card Picture of the British Airways Visa Signature Credit Card frontBritish Airways Visa Signature Credit Card Picture of the Zions AmaZing Cash Back Credit Card frontZions AmaZing Cash Back Credit Card Picture of the Delta Skymiles Credit Card frontDelta Skymiles Credit Card Picture of the Affinity Credit Union Gold MasterCard frontAffinity Credit Union Gold MasterCard Picture of the Bank of Hawaii Visa Credit Card frontBank of Hawaii Visa Credit Card Picture of the Ohio Savings Bank Platinum Visa Credit Card frontOhio Savings Bank Platinum Visa Credit Card See All Comparisons >>

Compare. Quick. Efficient.

Filed Under

Similar Credit Cards

Related Content