How to Apply to Wells Fargo Cash Back College Visa Card

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The Wells Fargo Cash Back College Visa Card offers cash back rewards on all purchases and the possibility to redeem them for a Wells Fargo savings account deposit, a Wells Fargo account credit product or check, or other travel-related rewards. If you are interested in applying for this card, we are here to guide you through the online application process.

Before you start your application you need to have:

An existing Wells Fargo relationship (if not you must go personally at your nearest Wells Fargo location to create an account/card application)
Your Social Security number
Information testifying that you are a student at a college or school from the United States

This guide is directed to applicants who already have a Wells Fargo relationship (another account previously opened at this bank) and want to apply for this specific credit card. If you do not have an existing Wells Fargo relationship and would like to apply for a credit card, you should first visit a store near you.

Step 1: From the card’s main webpage, find and click on the orange ‘Apply now’ button.

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Step 2: In case you already are a Wells Fargo returning online banking customer, you can provide your user name and password for a faster application in the same page and click on the ‘Continue’ button. In case you do not have a username and password you don’t necessarily have to provide them and can start applying for your new online account by simply clicking on the ‘Continue’ button.

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Step 3: At this point, introduce your personal information, including your first and last name, home address, date of birth, phone number, email address, social security number and citizenship, as well as a chosen security word.

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Step 4: Introduce your financial information, including your housing status (own/rent/other), monthly mortgage or rent payment, employment status, additional source of income (which may include a summer job, allowance, grants, scholarships, and savings) and financial affiliation.

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Step 5: Provide information regarding your college including the college name, your student status (part- or full-time), college type, your current year class and the date of the degree.

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Step 6: Make sure to read the Terms and Conditions related to the new card before finalizing your online application. Afterwards, choose if you want to receive a copy of the terms and conditions by email, as well as certify your acknowledgement related to the terms and conditions. Finally, click on the ‘Submit’ button to forward your application to the bank and receive the result of your online application.

Q: Is there a chance of getting a credit card even if I am under 21?

Yes, there is a chance of getting the card, but you must prove that you have enough income to repay your credit card debt. This can be done by providing report of your personal income, scholarships and grants. In case this money is not enough to cover the card expenses, you can always ask someone over 21 to allow you to become an authorized user on his/her credit card account.

Q: What happens if I do not use the card? Do you still have to pay every month?

The monthly payment is based on your balance, and as long as you do not have a balance, you will not have to make monthly payments. But if you make purchases or a balance transfer, monthly payments will be required.

Q: What is the minimum wage that the student needs to have monthly, so as to be able to get the card?

There are certain rules determined by the issuer which makes a student eligible to qualify for a credit card account and it depends on the issuer itself whether it will allow you to get the card. Usually, a student must be capable of making monthly minimum payments around $10.