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American Express Business Gold Rewards Credit Card Reviews & Info

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Contact Information

  • Telephone: 1 (800) 528-4800
  • E-Mail: Online chat available after login
  • Mailing Address: American Express // P.O. Box 981540 // El Paso, TX // 79998-1540

The American Express Business Gold Rewards Credit Card offers an exceptional reward program (up to 3x points on a category of your choice) and great signup bonuses (up to 50,000 Membership Rewards points). The card has a $0 annual fee for the first year which becomes $175 after that period.

Card Information

Rewards

3 points per $1 spent on a category of your choice, 2 points per $1 spent on remaining categories, 1 point per $1 spent on all other purchases.

Signup Bonus

50,000 Membership Rewards points after spending $5,000 in qualifying purchases on the Card within the first 3 months of Card Membership.

Annual Fee

$0 introductory annual fee for the first year, then $175

Cash Advance APR

N/A

Late Payment Fee

$38 or 2.99% of any past due Pay in Full amount, whichever is greater.

Purchases APR

All charges made on this charge card are due and payable when you receive your periodic statement, or 18.74% APR if eligible for the Pay Over Time feature (APR is subject to change).

Pros and Cons

Pros

+ Rewards program
+ Signup bonus
+ $0 introductory annual fee for the first year of account opening

Cons

- Annual fee ($175) after the introductory period
- Higher rewards points on 1 category only
- High late payment fee

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