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AARP Credit Card Reviews & Info

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Contact Information

  • Telephone: 1-800-667-1645
  • E-Mail: See Details
  • Mailing Address: P.O. Box 15043, Wilmington, DE 19850-5043

AARP Credit Card is a card issued by Chase, offering great benefits to its holders. You will get a 3% cash reward for purchases in restaurants and gas stations and 1% reward for all other purchases. Even more, if you spend $500 in the first 3 months after you open your account, you will get a bonus of $100.

Card Information


- You get $100 bonus after spending $500 on purchases in the first 3 months after you open your account.
- You also get 3% rewards on restaurant and gas stations purchases and 1% on other purchases

Early Spend Bonus


Annual Fee


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5 Reviews

AARP Credit Card Overall rating: ★★★★☆ 4.2 based on 5 reviews
5 1

Happy to have this card

Quite a good one! My only problem is that I would prefer the 3% cash rewards to target not only restaurants and gas stations...What if someone doesn't own a car and eats at home? Would be much better to get such discounts for instance for grocery shopping
- Michael

Great one!

Never ate so much in restaurants than since I got this card!
- Alex

Had much better

It seems a great deal at the beginning with the cash rewards and bonuses and all, but it's definitely not the most generous offer you can get
- Claude


The best card ever! $100 bonus if you spend $500 in the first 3 months! Of course I spent them, who doesn't?
- Simon

Good Card For the First Year

AARP is a card that is associated with many different programs. This time however, Chase banking is bringing you the AARP card. If you’re someone who eats out a lot or does traveling enough that you’ll be spending a lot on gas, then this might be the card for you as it offers three percent cash back. Even if you’re not, then you’ll still earn at least one percent on all other purchases when you use this card. For anyone who spends at least five-hundred dollars in the first three months that you get the card, AARP will make a deposit in your account for one-hundred dollars. One thing that makes this card ideal is the low fees on payments that are late. If you don’t have a lot of money in the account, then your late fees are relatively low in comparison to those who might have more. Unlike some other credit cards that charge a monthly fee, this card doesn’t come with one which means you get to keep more money in your pocket. Better yet, there is no APR during your first twelve billing cycles which when combined with the lack of monthly fees, you’re really saving a lot of money. However, the downside to that is if you plan on keeping this card for the long haul after that, you’ll be paying out almost 17% in interest.
- Sophia
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