Picture of the AARP Credit Card front

AARP Credit Card Reviews & Info

Login Secure Login Apply Application

Contact Information

  • Telephone: 1-800-667-1645
  • E-Mail: See Details
  • Mailing Address: P.O. Box 15043, Wilmington, DE 19850-5043

AARP Credit Card is a card issued by Chase, offering great benefits to its holders. You will get a 3% cash reward for purchases in restaurants and gas stations and 1% reward for all other purchases. Even more, if you spend $500 in the first 3 months after you open your account, you will get a bonus of $100.

Card Information


- You get $100 bonus after spending $500 on purchases in the first 3 months after you open your account.
- You also get 3% rewards on restaurant and gas stations purchases and 1% on other purchases

Signup Bonus


Annual Fee


Cash Advance APR


Late Payment Fee

Up to $15 in case your balance is less than $750 and up to $35 if it is more than $750

Purchases APR

0% for the first 12 billing cycles after you open your account
Afterwards, 16.49%

CreditSpot Icon CreditSpot's CardScore Submit Review

Permium Credit Card Offers

5 Reviews

AARP Credit Card Overall rating: ★★★★☆ 4.2 based on 5 reviews
5 1

Good Card For the First Year

5 5 1
AARP is a card that is associated with many different programs. This time however, Chase banking is bringing you the AARP card. If you’re someone who eats out a lot or does traveling enough that you’ll be spending a lot on gas, then this might be the card for you as it offers three percent cash back. Even if you’re not, then you’ll still earn at least one percent on all other purchases when you use this card. For anyone who spends at least five-hundred dollars in the first three months that you get the card, AARP will make a deposit in your account for one-hundred dollars. One thing that makes this card ideal is the low fees on payments that are late. If you don’t have a lot of money in the account, then your late fees are relatively low in comparison to those who might have more. Unlike some other credit cards that charge a monthly fee, this card doesn’t come with one which means you get to keep more money in your pocket. Better yet, there is no APR during your first twelve billing cycles which when combined with the lack of monthly fees, you’re really saving a lot of money. However, the downside to that is if you plan on keeping this card for the long haul after that, you’ll be paying out almost 17% in interest.


5 5 1
The best card ever! $100 bonus if you spend $500 in the first 3 months! Of course I spent them, who doesn't?

Had much better

2 5 1
It seems a great deal at the beginning with the cash rewards and bonuses and all, but it's definitely not the most generous offer you can get

Great one!

5 5 1
Never ate so much in restaurants than since I got this card!

Happy to have this card

4 5 1
Quite a good one! My only problem is that I would prefer the 3% cash rewards to target not only restaurants and gas stations...What if someone doesn't own a car and eats at home? Would be much better to get such discounts for instance for grocery shopping
Show More Reviews

Review AARP Credit Card

Review Title
Review Content

Compare AARP Credit Card

Recently Compared With (by users)

Picture of the Fifth Third Real Life Rewards Credit Card frontFifth Third Real Life Rewards Credit Card Picture of the Starwood Preferred Amex Credit Card frontStarwood Preferred Amex Credit Card Picture of the Texaco Techron Advantage Credit Card frontTexaco Techron Advantage Credit Card Picture of the Hyatt Credit Card frontHyatt Credit Card Picture of the Wells Fargo Home Rebate Visa Signature Card frontWells Fargo Home Rebate Visa Signature Card Picture of the Kohl's Credit Card frontKohl’s Credit Card Picture of the Hawaiian Airlines Credit Card frontHawaiian Airlines Credit Card Picture of the Arvest Classic Mastercard Credit Card frontArvest Classic Mastercard Credit Card See All Comparisons >>

Compare. Quick. Efficient.

Filed Under

Similar Credit Cards